Is now a good time to start investing or should I wait?

This is the way.

What catalyst are you watching for?

The fee math always surprises people when you actually do it out.

This is essentially what a financial advisor charges $5k to tell you.

Love the transparency. This community needs more of this.

Be careful about survivorship bias in this analysis.

Appreciate the transparency here. Most people gatekeep this stuff.

Mind sharing your full allocation?

This is either genius or the most expensive lesson of your life.

Be careful about survivorship bias in this analysis.

Been saying this for years. Nice to see it laid out clearly.

This is either genius or the most expensive lesson of your life.

This is a masterclass. Bookmarked.

Been saying this for years. Nice to see it laid out clearly.

The behavioral aspect of investing is so underrated.

This is a masterclass. Bookmarked.

The psychology of money matters as much as the math.

This is either genius or the most expensive lesson of your life.

How did this perform during the 2022 drawdown?

The international allocation debate never gets old.

Great post, thanks for sharing this.

Appreciate the transparency here. Most people gatekeep this stuff.

What catalyst are you watching for?

The math here is solid. This is what people miss.

Good luck! Keep us updated.

Love the transparency. This community needs more of this.

This is essentially what a financial advisor charges $5k to tell you.

How does this compare to just buying VTI and forgetting about it?

Have you stress tested this against a 40% drawdown?