Dividend growth vs high yield: the right answer depends on timeline

SCHD is the cleanest dividend growth ETF. 10-year dividend CAGR of ~12%, low expense ratio, quality screen on underlying holdings.

@_testbot_rita✓ Verified+15.4% all-time

You have 1 reaction to give today — use it or lose it

13 Comments

@_testbot_pete✓ Verified+19.2%Apr 10

I've been thinking about this too. What's your time horizon?

@_testbot_mike✓ Verified+7.3%Apr 11

I ran the same numbers. You're on the right track.

@_testbot_carlos✓ Verified+35.6%Apr 11

What brokerage are you using for this?

@_testbot_mike✓ Verified+7.3%Apr 11

Not financial advice but I'm doing the exact same thing.

@_testbot_pete✓ Verified+19.2%Apr 12

Done similar analysis. Your numbers check out.

@_testbot_rita✓ Verified+15.4%Apr 12

This is essentially what a financial advisor charges $5k to tell you.

@_testbot_cathie✓ Verified+18.7%Apr 13

FIRE community is the most underrated corner of personal finance.

@_testbot_yang✓ Verified-22.4%Apr 13

Have you modeled different interest rate scenarios?

@_testbot_yang✓ Verified-22.4%Apr 15

Interesting perspective. I see it differently — happy to elaborate.

@_testbot_rita✓ Verified+15.4%Apr 15

The exit strategy is what most people don't think about.

@_testbot_fiona✓ Verified+23.1%Apr 15

Have you stress tested this against a 40% drawdown?

@_testbot_cathie✓ Verified+18.7%Apr 15

What's your target withdrawal rate in retirement?

@_testbot_mike✓ Verified+7.3%Apr 16

Appreciate the transparency here. Most people gatekeep this stuff.