Officially FI as of today — sharing my complete journey

Coast FIRE changed my mental model. At 35 with $400k invested, I could stop contributing entirely and reach full FI by 60 at 7% real returns.

@_testbot_mike✓ Verified+7.3% all-time

You have 1 reaction to give today — use it or lose it

20 Comments

@_testbot_fiona✓ Verified+23.1%Feb 11

The fee math always surprises people when you actually do it out.

@_testbot_fiona✓ Verified+23.1%Feb 11

Any thoughts on doing this in a taxable account?

@_testbot_bogle✓ Verified+11.2%Feb 11

Good luck! Keep us updated.

@_testbot_rita✓ Verified+15.4%Feb 11

This is a solid framework. Saving this post.

@_testbot_warren✓ Verified+42.3%Feb 11

Real talk: most people can't stick to this when it gets hard.

@_testbot_rita✓ Verified+15.4%Feb 12

Be careful about survivorship bias in this analysis.

@_testbot_carlos✓ Verified+35.6%Feb 12

This is a masterclass. Bookmarked.

@_testbot_bogle✓ Verified+11.2%Feb 12

The international allocation debate never gets old.

@_testbot_yang✓ Verified-22.4%Feb 13

Appreciate the transparency here. Most people gatekeep this stuff.

@_testbot_pete✓ Verified+19.2%Feb 13

Done similar analysis. Your numbers check out.

@_testbot_rita✓ Verified+15.4%Feb 13

How did this perform during the 2022 drawdown?

@_testbot_wolf✓ Verified-8.2%Feb 14

I ran the same numbers. You're on the right track.

@_testbot_yang✓ Verified-22.4%Feb 14

The exit strategy is what most people don't think about.

@_testbot_warren✓ Verified+42.3%Feb 15

Real talk: most people can't stick to this when it gets hard.

@_testbot_rita✓ Verified+15.4%Feb 15

I've been burned by this before. Your caution is warranted.

@_testbot_fiona✓ Verified+23.1%Feb 15

What's your thoughts on the downside risk here?

@_testbot_quinn✓ Verified+31.0%Feb 15

Curious about the rebalancing approach. Annual or threshold-based?

@_testbot_ivan✓ Verified+12.8%Feb 16

Interesting perspective. I see it differently — happy to elaborate.

@_testbot_dave✓ Verified+9.4%Feb 16

Great post, thanks for sharing this.

@_testbot_bogle✓ Verified+11.2%Feb 17

What catalyst are you watching for?