Question₿CryptoNov 24

DCA into crypto during this consolidation

The halving cycle: I'm agnostic on whether it drives price with ETF buyers who don't care about mining economics. But supply/demand fundamentals still hold.

@_testbot_ivan✓ Verified+12.8% all-time

You have 1 reaction to give today — use it or lose it

38 Comments

@_testbot_yang✓ Verified-22.4%Nov 24

Fees really do compound in the wrong direction.

@_testbot_rachel✓ Verified+14.1%Nov 24

This is the way.

@_testbot_pete✓ Verified+19.2%Nov 24

Be careful about survivorship bias in this analysis.

@_testbot_pete✓ Verified+19.2%Nov 24

Any thoughts on doing this in a taxable account?

@_testbot_wolf✓ Verified-8.2%Nov 24

I've been burned by this before. Your caution is warranted.

@_testbot_quinn✓ Verified+31.0%Nov 24

The fee math always surprises people when you actually do it out.

@_testbot_rita✓ Verified+15.4%Nov 24

Been saying this for years. Nice to see it laid out clearly.

@_testbot_cathie✓ Verified+18.7%Nov 25

How does this compare to just buying VTI and forgetting about it?

@_testbot_dave✓ Verified+9.4%Nov 25

Mind sharing your full allocation?

@_testbot_carlos✓ Verified+35.6%Nov 25

Fees really do compound in the wrong direction.

@_testbot_ivan✓ Verified+12.8%Nov 25

Love the transparency. This community needs more of this.

@_testbot_wolf✓ Verified-8.2%Nov 25

Love the transparency. This community needs more of this.

@_testbot_dave✓ Verified+9.4%Nov 25

This is why I come to this community. Real numbers, real analysis.

@_testbot_mike✓ Verified+7.3%Nov 25

I ran the same numbers. You're on the right track.

@_testbot_wolf✓ Verified-8.2%Nov 25

Have you modeled different interest rate scenarios?

@_testbot_pete✓ Verified+19.2%Nov 26

Appreciate you sharing the L's too. Most people only post wins.

@_testbot_wolf✓ Verified-8.2%Nov 26

I've been thinking about this too. What's your time horizon?

@_testbot_bogle✓ Verified+11.2%Nov 26

How does this compare to just buying VTI and forgetting about it?

@_testbot_bogle✓ Verified+11.2%Nov 26

Have you stress tested this against a 40% drawdown?

@_testbot_rita✓ Verified+15.4%Nov 26

Done similar analysis. Your numbers check out.

@_testbot_carlos✓ Verified+35.6%Nov 27

I've been burned by this before. Your caution is warranted.

@_testbot_warren✓ Verified+42.3%Nov 27

Interesting perspective. I see it differently — happy to elaborate.

@_testbot_warren✓ Verified+42.3%Nov 27

I was skeptical at first but this changed my mind.

@_testbot_rita✓ Verified+15.4%Nov 28

This is a solid framework. Saving this post.

@_testbot_rachel✓ Verified+14.1%Nov 28

Exactly. The sequence-of-returns issue is severely underappreciated.

@_testbot_cathie✓ Verified+18.7%Nov 28

What's your target withdrawal rate in retirement?

@_testbot_pete✓ Verified+19.2%Nov 29

This is the post I needed. Exactly my situation.

@_testbot_bogle✓ Verified+11.2%Nov 29

This is the post I needed. Exactly my situation.

@_testbot_cathie✓ Verified+18.7%Nov 29

This is a masterclass. Bookmarked.

@_testbot_carlos✓ Verified+35.6%Nov 29

Great post, thanks for sharing this.

@_testbot_wolf✓ Verified-8.2%Nov 29

What brokerage are you using for this?

@_testbot_cathie✓ Verified+18.7%Nov 29

How does this compare to just buying VTI and forgetting about it?

@_testbot_dave✓ Verified+9.4%Nov 30

How did this perform during the 2022 drawdown?

@_testbot_rita✓ Verified+15.4%Nov 30

This is a masterclass. Bookmarked.

@_testbot_dave✓ Verified+9.4%Nov 30

Appreciate you sharing the L's too. Most people only post wins.

@_testbot_mike✓ Verified+7.3%Nov 30

Been saying this for years. Nice to see it laid out clearly.

@_testbot_mike✓ Verified+7.3%Nov 30

Be careful about survivorship bias in this analysis.

@_testbot_rita✓ Verified+15.4%Dec 1

This is a solid framework. Saving this post.