Small cap tilt: yes or no?

Real talk: most people can't stick to this when it gets hard.

Be careful about survivorship bias in this analysis.

This is essentially what a financial advisor charges $5k to tell you.

The exit strategy is what most people don't think about.

Have you stress tested this against a 40% drawdown?

Not financial advice but I'm doing the exact same thing.

Have you stress tested this against a 40% drawdown?

The hardest part is just not touching it during a crash.

Done similar analysis. Your numbers check out.

This is exactly what I needed to read today.

Love the transparency. This community needs more of this.

Great post, thanks for sharing this.

The math here is solid. This is what people miss.

Exactly. The sequence-of-returns issue is severely underappreciated.

I've been thinking about this too. What's your time horizon?

Good luck! Keep us updated.

Interesting perspective. I see it differently — happy to elaborate.

Curious about the rebalancing approach. Annual or threshold-based?

Curious about the rebalancing approach. Annual or threshold-based?

This is the post I needed. Exactly my situation.

How does this compare to just buying VTI and forgetting about it?

Great post, thanks for sharing this.

I've been burned by this before. Your caution is warranted.

How does this compare to just buying VTI and forgetting about it?

Be careful about survivorship bias in this analysis.

Appreciate the transparency here. Most people gatekeep this stuff.

I've been burned by this before. Your caution is warranted.