How I built a $4,800/month passive income stream

I've been burned by this before. Your caution is warranted.

The international allocation debate never gets old.

The math here is solid. This is what people miss.

Interesting perspective. I see it differently — happy to elaborate.

Appreciate you sharing the L's too. Most people only post wins.

This is exactly what I needed to read today.

Have you modeled different interest rate scenarios?

Appreciate the transparency here. Most people gatekeep this stuff.

Love the transparency. This community needs more of this.

Appreciate the transparency here. Most people gatekeep this stuff.

Mind sharing your full allocation?

This is either genius or the most expensive lesson of your life.

Any thoughts on doing this in a taxable account?

Any thoughts on doing this in a taxable account?

What's your target withdrawal rate in retirement?

Great post, thanks for sharing this.

What's your target withdrawal rate in retirement?

What's your thoughts on the downside risk here?

I was skeptical at first but this changed my mind.

The fee math always surprises people when you actually do it out.

The math here is solid. This is what people miss.

Appreciate the transparency here. Most people gatekeep this stuff.

This is the way.

Counterintuitively, the best time to buy is when you're most scared.

The hardest part is just not touching it during a crash.

This is exactly what I needed to read today.

I've been burned by this before. Your caution is warranted.

This is why I come to this community. Real numbers, real analysis.

The psychology of money matters as much as the math.

Have you considered the tax implications of this approach?

I ran the same numbers. You're on the right track.

Real talk: most people can't stick to this when it gets hard.

Be careful about survivorship bias in this analysis.

Mind sharing your full allocation?

The fee math always surprises people when you actually do it out.

Exactly. The sequence-of-returns issue is severely underappreciated.

How did this perform during the 2022 drawdown?

This is a masterclass. Bookmarked.

Counterpoint: what happens if rates stay elevated longer?

Have you stress tested this against a 40% drawdown?

This is why I come to this community. Real numbers, real analysis.

The behavioral aspect of investing is so underrated.

The exit strategy is what most people don't think about.

Good luck! Keep us updated.