Portfolio at 55: am I on track for retirement at 65?
10-year 3-fund update: started with $12,000. Invested $1,500/month for 10 years. Current value: $378,000. Total contributions: $192,000. Market did $186,000 of the heavy lifting.
44 Comments
Mind sharing your full allocation?
How long have you been doing this? Impressive numbers.
Love the transparency. This community needs more of this.
The compounding at year 20+ is when it gets really wild.
This is the way.
Not financial advice but I'm doing the exact same thing.
I've been thinking about this too. What's your time horizon?
This is either genius or the most expensive lesson of your life.
I've been burned by this before. Your caution is warranted.
What's your thoughts on the downside risk here?
Fees really do compound in the wrong direction.
The behavioral aspect of investing is so underrated.
I ran the same numbers. You're on the right track.
This is the way.
This is either genius or the most expensive lesson of your life.
This is either genius or the most expensive lesson of your life.
Have you modeled different interest rate scenarios?
This is exactly what I needed to read today.
What brokerage are you using for this?
I respectfully disagree. The data suggests otherwise.
What catalyst are you watching for?
What's your thoughts on the downside risk here?
What's your target withdrawal rate in retirement?
This is either genius or the most expensive lesson of your life.
The behavioral aspect of investing is so underrated.
I've been burned by this before. Your caution is warranted.
The compounding at year 20+ is when it gets really wild.
Have you considered the tax implications of this approach?
Have you stress tested this against a 40% drawdown?
The behavioral aspect of investing is so underrated.
I ran the same numbers. You're on the right track.
This is the way.
Appreciate the transparency here. Most people gatekeep this stuff.
This is a solid framework. Saving this post.
Counterintuitively, the best time to buy is when you're most scared.
The fee math always surprises people when you actually do it out.
The compounding at year 20+ is when it gets really wild.
This is essentially what a financial advisor charges $5k to tell you.
Great post, thanks for sharing this.
What catalyst are you watching for?
I've been burned by this before. Your caution is warranted.
Interesting perspective. I see it differently — happy to elaborate.
The behavioral aspect of investing is so underrated.
The exit strategy is what most people don't think about.
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