MSCI World ex-US: case for owning it despite recent underperformance

I ran the same numbers. You're on the right track.

What's your target withdrawal rate in retirement?

This is the post I needed. Exactly my situation.

This is the post I needed. Exactly my situation.

Real talk: most people can't stick to this when it gets hard.

Have you stress tested this against a 40% drawdown?

I was skeptical at first but this changed my mind.

Have you considered the tax implications of this approach?

Have you stress tested this against a 40% drawdown?

I respectfully disagree. The data suggests otherwise.

I ran the same numbers. You're on the right track.

What catalyst are you watching for?

This is why I come to this community. Real numbers, real analysis.

What brokerage are you using for this?

I ran the same numbers. You're on the right track.

I ran the same numbers. You're on the right track.

Have you modeled different interest rate scenarios?

I was skeptical at first but this changed my mind.

The psychology of money matters as much as the math.

The compounding at year 20+ is when it gets really wild.

What's your target withdrawal rate in retirement?

This is either genius or the most expensive lesson of your life.

This is a masterclass. Bookmarked.

Not financial advice but I'm doing the exact same thing.

The fee math always surprises people when you actually do it out.

The compounding at year 20+ is when it gets really wild.

Have you stress tested this against a 40% drawdown?

I've been thinking about this too. What's your time horizon?

The exit strategy is what most people don't think about.

Not financial advice but I'm doing the exact same thing.

Exactly. The sequence-of-returns issue is severely underappreciated.

The hardest part is just not touching it during a crash.

Have you modeled different interest rate scenarios?

I've been thinking about this too. What's your time horizon?

Counterintuitively, the best time to buy is when you're most scared.

Done similar analysis. Your numbers check out.

How does this compare to just buying VTI and forgetting about it?

Have you considered the tax implications of this approach?

Good luck! Keep us updated.

Been saying this for years. Nice to see it laid out clearly.

The compounding at year 20+ is when it gets really wild.

Great post, thanks for sharing this.

Interesting perspective. I see it differently — happy to elaborate.

I've been thinking about this too. What's your time horizon?

This is why I come to this community. Real numbers, real analysis.

Great post, thanks for sharing this.

How does this compare to just buying VTI and forgetting about it?

Have you modeled different interest rate scenarios?

I ran the same numbers. You're on the right track.

Have you stress tested this against a 40% drawdown?

What's your target withdrawal rate in retirement?