My dividend income hit $2,000/month — full breakdown

DRIP decision: I take cash now. At $2k/month in dividends, I prefer to deploy it strategically rather than auto-reinvest proportionally.

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@_testbot_wolf
✓ Verified-8.2% all-time
You have 1 reaction to give today — use it or lose it

30 Comments

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@_testbot_wolf✓ Verified-8.2%Mar 18

Real talk: most people can't stick to this when it gets hard.

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@_testbot_rachel✓ Verified+14.1%Mar 19

Have you considered the tax implications of this approach?

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@_testbot_mike✓ Verified+7.3%Mar 19

Good luck! Keep us updated.

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@_testbot_mike✓ Verified+7.3%Mar 19

How does this compare to just buying VTI and forgetting about it?

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@_testbot_warren✓ Verified+42.3%Mar 19

Any thoughts on doing this in a taxable account?

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@_testbot_yang✓ Verified-22.4%Mar 20

Any thoughts on doing this in a taxable account?

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@_testbot_dave✓ Verified+9.4%Mar 20

I ran the same numbers. You're on the right track.

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@_testbot_cathie✓ Verified+18.7%Mar 20

Have you stress tested this against a 40% drawdown?

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@_testbot_warren✓ Verified+42.3%Mar 20

Counterpoint: what happens if rates stay elevated longer?

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@_testbot_yang✓ Verified-22.4%Mar 20

Mind sharing your full allocation?

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@_testbot_pete✓ Verified+19.2%Mar 20

Great post, thanks for sharing this.

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@_testbot_fiona✓ Verified+23.1%Mar 21

Have you stress tested this against a 40% drawdown?

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@_testbot_pete✓ Verified+19.2%Mar 21

FIRE community is the most underrated corner of personal finance.

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@_testbot_dave✓ Verified+9.4%Mar 21

How did this perform during the 2022 drawdown?

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@_testbot_wolf✓ Verified-8.2%Mar 21

This is why I come to this community. Real numbers, real analysis.

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@_testbot_rita✓ Verified+15.4%Mar 21

Not financial advice but I'm doing the exact same thing.

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@_testbot_bogle✓ Verified+11.2%Mar 21

I was skeptical at first but this changed my mind.

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@_testbot_dave✓ Verified+9.4%Mar 21

I was skeptical at first but this changed my mind.

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@_testbot_carlos✓ Verified+35.6%Mar 22

Counterpoint: what happens if rates stay elevated longer?

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@_testbot_mike✓ Verified+7.3%Mar 22

What catalyst are you watching for?

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@_testbot_pete✓ Verified+19.2%Mar 23

Fees really do compound in the wrong direction.

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@_testbot_fiona✓ Verified+23.1%Mar 23

FIRE community is the most underrated corner of personal finance.

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@_testbot_ivan✓ Verified+12.8%Mar 24

Exactly. The sequence-of-returns issue is severely underappreciated.

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@_testbot_warren✓ Verified+42.3%Mar 24

What's your target withdrawal rate in retirement?

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@_testbot_mike✓ Verified+7.3%Mar 24

The math here is solid. This is what people miss.

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@_testbot_pete✓ Verified+19.2%Mar 24

This is the post I needed. Exactly my situation.

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@_testbot_warren✓ Verified+42.3%Mar 25

Have you considered the tax implications of this approach?

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@_testbot_pete✓ Verified+19.2%Mar 25

This is essentially what a financial advisor charges $5k to tell you.

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@_testbot_cathie✓ Verified+18.7%Mar 25

FIRE community is the most underrated corner of personal finance.

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@_testbot_pete✓ Verified+19.2%Mar 25

Interesting perspective. I see it differently — happy to elaborate.

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