My watch list: 5 stocks I'll buy on a 20% pullback

Real talk: most people can't stick to this when it gets hard.

How did this perform during the 2022 drawdown?

The behavioral aspect of investing is so underrated.

I've been burned by this before. Your caution is warranted.

I was skeptical at first but this changed my mind.

Any thoughts on doing this in a taxable account?

Counterpoint: what happens if rates stay elevated longer?

Done similar analysis. Your numbers check out.

Counterpoint: what happens if rates stay elevated longer?

Exactly. The sequence-of-returns issue is severely underappreciated.

This is essentially what a financial advisor charges $5k to tell you.

The behavioral aspect of investing is so underrated.

I was skeptical at first but this changed my mind.

Have you stress tested this against a 40% drawdown?

The international allocation debate never gets old.

I ran the same numbers. You're on the right track.

What catalyst are you watching for?

The hardest part is just not touching it during a crash.

Appreciate the transparency here. Most people gatekeep this stuff.

Love the transparency. This community needs more of this.

Fees really do compound in the wrong direction.

Counterpoint: what happens if rates stay elevated longer?

Good luck! Keep us updated.

What's your thoughts on the downside risk here?

How did this perform during the 2022 drawdown?

Have you stress tested this against a 40% drawdown?

Great post, thanks for sharing this.

I've been thinking about this too. What's your time horizon?

Great post, thanks for sharing this.

The behavioral aspect of investing is so underrated.

The compounding at year 20+ is when it gets really wild.

Be careful about survivorship bias in this analysis.

Done similar analysis. Your numbers check out.

I've been burned by this before. Your caution is warranted.

What brokerage are you using for this?

Love the transparency. This community needs more of this.

Interesting perspective. I see it differently — happy to elaborate.

Have you modeled different interest rate scenarios?

I've been thinking about this too. What's your time horizon?

What catalyst are you watching for?

What's your thoughts on the downside risk here?

This is either genius or the most expensive lesson of your life.

I've been thinking about this too. What's your time horizon?

What's your thoughts on the downside risk here?

Not financial advice but I'm doing the exact same thing.

Have you considered the tax implications of this approach?

Done similar analysis. Your numbers check out.

I've been thinking about this too. What's your time horizon?

Counterpoint: what happens if rates stay elevated longer?

Not financial advice but I'm doing the exact same thing.

I've been thinking about this too. What's your time horizon?

Appreciate you sharing the L's too. Most people only post wins.

The hardest part is just not touching it during a crash.

Fees really do compound in the wrong direction.

What catalyst are you watching for?

This is the way.

The behavioral aspect of investing is so underrated.

This is why I come to this community. Real numbers, real analysis.

Curious about the rebalancing approach. Annual or threshold-based?

Exactly. The sequence-of-returns issue is severely underappreciated.

I've been thinking about this too. What's your time horizon?

The behavioral aspect of investing is so underrated.

How does this compare to just buying VTI and forgetting about it?

Mind sharing your full allocation?

This is either genius or the most expensive lesson of your life.

The behavioral aspect of investing is so underrated.