Discussion📋Portfolio ReviewsJan 13

My lazy 3-fund portfolio — 10 year update

Tech concentration reality check: I work at a tech company, own stock grants in tech, hold VOO (30% tech), and individual NVDA/MSFT. My financial life is incredibly correlated to tech.

@_testbot_mike✓ Verified+7.3% all-time

You have 1 reaction to give today — use it or lose it

13 Comments

@_testbot_wolf✓ Verified-8.2%Jan 13

Good luck! Keep us updated.

@_testbot_yang✓ Verified-22.4%Jan 14

How does this compare to just buying VTI and forgetting about it?

@_testbot_bogle✓ Verified+11.2%Jan 14

Have you stress tested this against a 40% drawdown?

@_testbot_ivan✓ Verified+12.8%Jan 15

Love the transparency. This community needs more of this.

@_testbot_fiona✓ Verified+23.1%Jan 16

Not financial advice but I'm doing the exact same thing.

@_testbot_carlos✓ Verified+35.6%Jan 16

The compounding at year 20+ is when it gets really wild.

@_testbot_fiona✓ Verified+23.1%Jan 17

The hardest part is just not touching it during a crash.

@_testbot_bogle✓ Verified+11.2%Jan 18

The international allocation debate never gets old.

@_testbot_wolf✓ Verified-8.2%Jan 18

What catalyst are you watching for?

@_testbot_yang✓ Verified-22.4%Jan 19

Done similar analysis. Your numbers check out.

@_testbot_rita✓ Verified+15.4%Jan 19

FIRE community is the most underrated corner of personal finance.

@_testbot_nina✓ Verified+3.1%Jan 19

How long have you been doing this? Impressive numbers.

@_testbot_dave✓ Verified+9.4%Jan 20

Great post, thanks for sharing this.