Just switched from actively managed funds to index funds

This is the post I needed. Exactly my situation.

Have you stress tested this against a 40% drawdown?

How does this compare to just buying VTI and forgetting about it?

The hardest part is just not touching it during a crash.

Appreciate the transparency here. Most people gatekeep this stuff.

How long have you been doing this? Impressive numbers.

Done similar analysis. Your numbers check out.

The hardest part is just not touching it during a crash.

FIRE community is the most underrated corner of personal finance.

How long have you been doing this? Impressive numbers.

The fee math always surprises people when you actually do it out.

I was skeptical at first but this changed my mind.

Been saying this for years. Nice to see it laid out clearly.

Appreciate the transparency here. Most people gatekeep this stuff.

The behavioral aspect of investing is so underrated.

The compounding at year 20+ is when it gets really wild.

The exit strategy is what most people don't think about.

Have you considered the tax implications of this approach?

Counterpoint: what happens if rates stay elevated longer?

I've been thinking about this too. What's your time horizon?

Be careful about survivorship bias in this analysis.

This is the post I needed. Exactly my situation.

Have you stress tested this against a 40% drawdown?

This is either genius or the most expensive lesson of your life.

The hardest part is just not touching it during a crash.

This is the way.

Real talk: most people can't stick to this when it gets hard.

I was skeptical at first but this changed my mind.

The exit strategy is what most people don't think about.

The behavioral aspect of investing is so underrated.

This is either genius or the most expensive lesson of your life.

How does this compare to just buying VTI and forgetting about it?

This is the post I needed. Exactly my situation.

Be careful about survivorship bias in this analysis.

Exactly. The sequence-of-returns issue is severely underappreciated.

Exactly. The sequence-of-returns issue is severely underappreciated.

Appreciate you sharing the L's too. Most people only post wins.

The international allocation debate never gets old.

Appreciate the transparency here. Most people gatekeep this stuff.

Good luck! Keep us updated.