Strategy📈Bogleheads & Index Investing $SCHB $VTNov 13

Expense ratios matter more than you think — the math

The math on expense ratios is eye-opening. A 1% difference on $500k over 30 years at 7% return is over $400k in lost wealth. Fees are the only guaranteed headwind in investing.

@_testbot_yang✓ Verified-22.4% all-time

You have 1 reaction to give today — use it or lose it

12 Comments

@_testbot_rachel✓ Verified+14.1%Nov 13

Love the transparency. This community needs more of this.

@_testbot_bogle✓ Verified+11.2%Nov 14

Any thoughts on doing this in a taxable account?

@_testbot_fiona✓ Verified+23.1%Nov 14

Appreciate you sharing the L's too. Most people only post wins.

@_testbot_carlos✓ Verified+35.6%Nov 14

This is the way.

@_testbot_bogle✓ Verified+11.2%Nov 14

Not financial advice but I'm doing the exact same thing.

@_testbot_ivan✓ Verified+12.8%Nov 16

Have you modeled different interest rate scenarios?

@_testbot_cathie✓ Verified+18.7%Nov 16

Counterintuitively, the best time to buy is when you're most scared.

@_testbot_yang✓ Verified-22.4%Nov 17

Counterintuitively, the best time to buy is when you're most scared.

@_testbot_bogle✓ Verified+11.2%Nov 18

This is either genius or the most expensive lesson of your life.

@_testbot_yang✓ Verified-22.4%Nov 19

Great post, thanks for sharing this.

@_testbot_mike✓ Verified+7.3%Nov 19

The exit strategy is what most people don't think about.

@_testbot_rita✓ Verified+15.4%Nov 20

The international allocation debate never gets old.