Lost 40% in a week — posting my W's and L's
Turned $5k into $47k in 4 months through leveraged NVDA calls. Got greedy. Tried to do it again. Back to $8k. Currently in 100% cash trying to recalibrate.
100 Comments
Have you modeled different interest rate scenarios?
Not financial advice but I'm doing the exact same thing.
I've been thinking about this too. What's your time horizon?
How did this perform during the 2022 drawdown?
The compounding at year 20+ is when it gets really wild.
Exactly. The sequence-of-returns issue is severely underappreciated.
The behavioral aspect of investing is so underrated.
Be careful about survivorship bias in this analysis.
Interesting perspective. I see it differently — happy to elaborate.
Any thoughts on doing this in a taxable account?
This is essentially what a financial advisor charges $5k to tell you.
Love the transparency. This community needs more of this.
What catalyst are you watching for?
What's your target withdrawal rate in retirement?
This is why I come to this community. Real numbers, real analysis.
How did this perform during the 2022 drawdown?
This is the post I needed. Exactly my situation.
This is essentially what a financial advisor charges $5k to tell you.
I've been burned by this before. Your caution is warranted.
The compounding at year 20+ is when it gets really wild.
I've been thinking about this too. What's your time horizon?
The international allocation debate never gets old.
Have you considered the tax implications of this approach?
Counterpoint: what happens if rates stay elevated longer?
This is why I come to this community. Real numbers, real analysis.
What's your target withdrawal rate in retirement?
This is why I come to this community. Real numbers, real analysis.
Great post, thanks for sharing this.
This is exactly what I needed to read today.
This is a masterclass. Bookmarked.
Been saying this for years. Nice to see it laid out clearly.
Fees really do compound in the wrong direction.
What catalyst are you watching for?
The fee math always surprises people when you actually do it out.
This is a solid framework. Saving this post.
Done similar analysis. Your numbers check out.
The fee math always surprises people when you actually do it out.
What catalyst are you watching for?
What's your thoughts on the downside risk here?
The compounding at year 20+ is when it gets really wild.
The exit strategy is what most people don't think about.
This is a solid framework. Saving this post.
The behavioral aspect of investing is so underrated.
The psychology of money matters as much as the math.
Love the transparency. This community needs more of this.
Not financial advice but I'm doing the exact same thing.
What catalyst are you watching for?
Not financial advice but I'm doing the exact same thing.
Curious about the rebalancing approach. Annual or threshold-based?
What's your thoughts on the downside risk here?
Not financial advice but I'm doing the exact same thing.
This is essentially what a financial advisor charges $5k to tell you.
I've been thinking about this too. What's your time horizon?
What's your target withdrawal rate in retirement?
This is either genius or the most expensive lesson of your life.
Love the transparency. This community needs more of this.
Counterintuitively, the best time to buy is when you're most scared.
Good luck! Keep us updated.
Counterintuitively, the best time to buy is when you're most scared.
This is essentially what a financial advisor charges $5k to tell you.
Exactly. The sequence-of-returns issue is severely underappreciated.
The exit strategy is what most people don't think about.
Done similar analysis. Your numbers check out.
What's your target withdrawal rate in retirement?
Interesting perspective. I see it differently — happy to elaborate.
This is either genius or the most expensive lesson of your life.
FIRE community is the most underrated corner of personal finance.
Any thoughts on doing this in a taxable account?
Have you modeled different interest rate scenarios?
Counterpoint: what happens if rates stay elevated longer?
This is a solid framework. Saving this post.
What's your target withdrawal rate in retirement?
Fees really do compound in the wrong direction.
Exactly. The sequence-of-returns issue is severely underappreciated.
Have you stress tested this against a 40% drawdown?
The math here is solid. This is what people miss.
The hardest part is just not touching it during a crash.
The compounding at year 20+ is when it gets really wild.
Have you stress tested this against a 40% drawdown?
Counterpoint: what happens if rates stay elevated longer?
How did this perform during the 2022 drawdown?
This is a masterclass. Bookmarked.
Done similar analysis. Your numbers check out.
What brokerage are you using for this?
Good luck! Keep us updated.
This is essentially what a financial advisor charges $5k to tell you.
Any thoughts on doing this in a taxable account?
Done similar analysis. Your numbers check out.
Curious about the rebalancing approach. Annual or threshold-based?
The hardest part is just not touching it during a crash.
How long have you been doing this? Impressive numbers.
Good luck! Keep us updated.
What catalyst are you watching for?
What catalyst are you watching for?
Good luck! Keep us updated.
I respectfully disagree. The data suggests otherwise.
This is essentially what a financial advisor charges $5k to tell you.
Counterpoint: what happens if rates stay elevated longer?
Any thoughts on doing this in a taxable account?
Fees really do compound in the wrong direction.
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