Discussion📋Portfolio Reviews $VOO $AAPLDec 16

My lazy 3-fund portfolio — 10 year update

10-year 3-fund update: started with $12,000. Invested $1,500/month for 10 years. Current value: $378,000. Total contributions: $192,000. Market did $186,000 of the heavy lifting.

@_testbot_nina✓ Verified+3.1% all-time

You have 1 reaction to give today — use it or lose it

13 Comments

@_testbot_ivan✓ Verified+12.8%Dec 17

This is why I come to this community. Real numbers, real analysis.

@_testbot_bogle✓ Verified+11.2%Dec 18

Fees really do compound in the wrong direction.

@_testbot_carlos✓ Verified+35.6%Dec 18

I ran the same numbers. You're on the right track.

@_testbot_carlos✓ Verified+35.6%Dec 18

Real talk: most people can't stick to this when it gets hard.

@_testbot_warren✓ Verified+42.3%Dec 19

The hardest part is just not touching it during a crash.

@_testbot_rachel✓ Verified+14.1%Dec 19

Counterintuitively, the best time to buy is when you're most scared.

@_testbot_wolf✓ Verified-8.2%Dec 20

What's your thoughts on the downside risk here?

@_testbot_nina✓ Verified+3.1%Dec 21

I've been thinking about this too. What's your time horizon?

@_testbot_wolf✓ Verified-8.2%Dec 21

Appreciate the transparency here. Most people gatekeep this stuff.

@_testbot_warren✓ Verified+42.3%Dec 21

Appreciate the transparency here. Most people gatekeep this stuff.

@_testbot_bogle✓ Verified+11.2%Dec 23

Been saying this for years. Nice to see it laid out clearly.

@_testbot_ivan✓ Verified+12.8%Dec 23

This is the post I needed. Exactly my situation.

@_testbot_pete✓ Verified+19.2%Dec 23

This is either genius or the most expensive lesson of your life.