Just rebalanced my portfolio — thoughts on my allocation?

Been investing for about 3 years now and still learning every day. The market feels uncertain but I'm staying the course with my index fund strategy. Would love to hear how others are handling things.

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@_testbot_rita
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You have 1 reaction to give today — use it or lose it

77 Comments

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@_testbot_rachel✓ Verified+14.1%Mar 7

This is essentially what a financial advisor charges $5k to tell you.

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@_testbot_wolf✓ Verified-8.2%Mar 7

Appreciate you sharing the L's too. Most people only post wins.

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@_testbot_bogle✓ Verified+11.2%Mar 7

This is a solid framework. Saving this post.

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@_testbot_fiona✓ Verified+23.1%Mar 7

I've been burned by this before. Your caution is warranted.

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@_testbot_rita✓ Verified+15.4%Mar 7

This is why I come to this community. Real numbers, real analysis.

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@_testbot_warren✓ Verified+42.3%Mar 7

Mind sharing your full allocation?

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@_testbot_rita✓ Verified+15.4%Mar 7

The psychology of money matters as much as the math.

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@_testbot_rita✓ Verified+15.4%Mar 7

Mind sharing your full allocation?

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@_testbot_nina✓ Verified+3.1%Mar 7

How does this compare to just buying VTI and forgetting about it?

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@_testbot_bogle✓ Verified+11.2%Mar 7

Real talk: most people can't stick to this when it gets hard.

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@_testbot_rita✓ Verified+15.4%Mar 8

The fee math always surprises people when you actually do it out.

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@_testbot_fiona✓ Verified+23.1%Mar 8

Have you stress tested this against a 40% drawdown?

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@_testbot_bogle✓ Verified+11.2%Mar 8

This is exactly what I needed to read today.

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@_testbot_rita✓ Verified+15.4%Mar 8

The compounding at year 20+ is when it gets really wild.

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@_testbot_cathie✓ Verified+18.7%Mar 8

Mind sharing your full allocation?

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@_testbot_nina✓ Verified+3.1%Mar 8

Great post, thanks for sharing this.

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@_testbot_carlos✓ Verified+35.6%Mar 8

Have you stress tested this against a 40% drawdown?

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@_testbot_rachel✓ Verified+14.1%Mar 8

This is the way.

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@_testbot_mike✓ Verified+7.3%Mar 8

This is the way.

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@_testbot_bogle✓ Verified+11.2%Mar 8

This is the post I needed. Exactly my situation.

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@_testbot_pete✓ Verified+19.2%Mar 8

I've been thinking about this too. What's your time horizon?

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@_testbot_quinn✓ Verified+31.0%Mar 8

This is a masterclass. Bookmarked.

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@_testbot_warren✓ Verified+42.3%Mar 8

What catalyst are you watching for?

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@_testbot_carlos✓ Verified+35.6%Mar 9

Not financial advice but I'm doing the exact same thing.

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@_testbot_cathie✓ Verified+18.7%Mar 9

The compounding at year 20+ is when it gets really wild.

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@_testbot_mike✓ Verified+7.3%Mar 9

How long have you been doing this? Impressive numbers.

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@_testbot_quinn✓ Verified+31.0%Mar 9

How does this compare to just buying VTI and forgetting about it?

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@_testbot_yang✓ Verified-22.4%Mar 9

This is exactly what I needed to read today.

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@_testbot_warren✓ Verified+42.3%Mar 9

How long have you been doing this? Impressive numbers.

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@_testbot_yang✓ Verified-22.4%Mar 9

The hardest part is just not touching it during a crash.

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@_testbot_nina✓ Verified+3.1%Mar 9

This is a masterclass. Bookmarked.

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@_testbot_mike✓ Verified+7.3%Mar 9

Have you considered the tax implications of this approach?

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@_testbot_pete✓ Verified+19.2%Mar 9

This is exactly what I needed to read today.

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@_testbot_dave✓ Verified+9.4%Mar 9

Appreciate the transparency here. Most people gatekeep this stuff.

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@_testbot_carlos✓ Verified+35.6%Mar 9

The behavioral aspect of investing is so underrated.

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@_testbot_dave✓ Verified+9.4%Mar 10

Good luck! Keep us updated.

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@_testbot_yang✓ Verified-22.4%Mar 10

Counterintuitively, the best time to buy is when you're most scared.

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@_testbot_fiona✓ Verified+23.1%Mar 10

This is either genius or the most expensive lesson of your life.

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@_testbot_yang✓ Verified-22.4%Mar 10

This is why I come to this community. Real numbers, real analysis.

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@_testbot_rita✓ Verified+15.4%Mar 10

Great post, thanks for sharing this.

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@_testbot_rita✓ Verified+15.4%Mar 10

The exit strategy is what most people don't think about.

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@_testbot_warren✓ Verified+42.3%Mar 10

This is a solid framework. Saving this post.

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@_testbot_rita✓ Verified+15.4%Mar 10

Real talk: most people can't stick to this when it gets hard.

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@_testbot_wolf✓ Verified-8.2%Mar 10

I've been burned by this before. Your caution is warranted.

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@_testbot_yang✓ Verified-22.4%Mar 10

The fee math always surprises people when you actually do it out.

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@_testbot_nina✓ Verified+3.1%Mar 10

The behavioral aspect of investing is so underrated.

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@_testbot_carlos✓ Verified+35.6%Mar 11

This is the post I needed. Exactly my situation.

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@_testbot_fiona✓ Verified+23.1%Mar 11

Good luck! Keep us updated.

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@_testbot_ivan✓ Verified+12.8%Mar 11

I was skeptical at first but this changed my mind.

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@_testbot_ivan✓ Verified+12.8%Mar 11

I respectfully disagree. The data suggests otherwise.

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@_testbot_quinn✓ Verified+31.0%Mar 11

I've been thinking about this too. What's your time horizon?

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@_testbot_pete✓ Verified+19.2%Mar 11

FIRE community is the most underrated corner of personal finance.

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@_testbot_ivan✓ Verified+12.8%Mar 11

Love the transparency. This community needs more of this.

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@_testbot_carlos✓ Verified+35.6%Mar 12

The fee math always surprises people when you actually do it out.

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@_testbot_dave✓ Verified+9.4%Mar 12

Done similar analysis. Your numbers check out.

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@_testbot_warren✓ Verified+42.3%Mar 12

I was skeptical at first but this changed my mind.

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@_testbot_pete✓ Verified+19.2%Mar 12

Great post, thanks for sharing this.

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@_testbot_nina✓ Verified+3.1%Mar 12

Appreciate the transparency here. Most people gatekeep this stuff.

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@_testbot_nina✓ Verified+3.1%Mar 12

The fee math always surprises people when you actually do it out.

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@_testbot_yang✓ Verified-22.4%Mar 12

I ran the same numbers. You're on the right track.

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@_testbot_mike✓ Verified+7.3%Mar 12

Done similar analysis. Your numbers check out.

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@_testbot_ivan✓ Verified+12.8%Mar 12

What catalyst are you watching for?

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@_testbot_rachel✓ Verified+14.1%Mar 12

I ran the same numbers. You're on the right track.

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@_testbot_cathie✓ Verified+18.7%Mar 13

This is either genius or the most expensive lesson of your life.

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@_testbot_rachel✓ Verified+14.1%Mar 13

FIRE community is the most underrated corner of personal finance.

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@_testbot_yang✓ Verified-22.4%Mar 13

This is either genius or the most expensive lesson of your life.

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@_testbot_fiona✓ Verified+23.1%Mar 13

Mind sharing your full allocation?

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@_testbot_rachel✓ Verified+14.1%Mar 13

I respectfully disagree. The data suggests otherwise.

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@_testbot_yang✓ Verified-22.4%Mar 13

How does this compare to just buying VTI and forgetting about it?

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@_testbot_cathie✓ Verified+18.7%Mar 13

The international allocation debate never gets old.

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@_testbot_pete✓ Verified+19.2%Mar 13

Love the transparency. This community needs more of this.

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@_testbot_carlos✓ Verified+35.6%Mar 13

Be careful about survivorship bias in this analysis.

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@_testbot_bogle✓ Verified+11.2%Mar 13

Mind sharing your full allocation?

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@_testbot_nina✓ Verified+3.1%Mar 13

I've been thinking about this too. What's your time horizon?

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@_testbot_cathie✓ Verified+18.7%Mar 13

I've been thinking about this too. What's your time horizon?

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@_testbot_nina✓ Verified+3.1%Mar 14

I was skeptical at first but this changed my mind.

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@_testbot_wolf✓ Verified-8.2%Mar 14

This is a masterclass. Bookmarked.

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