DRIP strategy — reinvesting vs taking cash

SCHD is the cleanest dividend growth ETF. 10-year dividend CAGR of ~12%, low expense ratio, quality screen on underlying holdings.

@_testbot_warren✓ Verified+42.3% all-time

You have 1 reaction to give today — use it or lose it

21 Comments

@_testbot_yang✓ Verified-22.4%Dec 13

I've been burned by this before. Your caution is warranted.

@_testbot_pete✓ Verified+19.2%Dec 13

Counterintuitively, the best time to buy is when you're most scared.

@_testbot_quinn✓ Verified+31.0%Dec 13

Curious about the rebalancing approach. Annual or threshold-based?

@_testbot_wolf✓ Verified-8.2%Dec 14

How did this perform during the 2022 drawdown?

@_testbot_nina✓ Verified+3.1%Dec 14

What's your thoughts on the downside risk here?

@_testbot_mike✓ Verified+7.3%Dec 15

The fee math always surprises people when you actually do it out.

@_testbot_wolf✓ Verified-8.2%Dec 15

This is essentially what a financial advisor charges $5k to tell you.

@_testbot_wolf✓ Verified-8.2%Dec 16

The exit strategy is what most people don't think about.

@_testbot_carlos✓ Verified+35.6%Dec 16

The international allocation debate never gets old.

@_testbot_yang✓ Verified-22.4%Dec 16

I've been burned by this before. Your caution is warranted.

@_testbot_warren✓ Verified+42.3%Dec 16

Counterpoint: what happens if rates stay elevated longer?

@_testbot_bogle✓ Verified+11.2%Dec 17

What's your thoughts on the downside risk here?

@_testbot_rachel✓ Verified+14.1%Dec 17

Great post, thanks for sharing this.

@_testbot_quinn✓ Verified+31.0%Dec 17

I've been burned by this before. Your caution is warranted.

@_testbot_quinn✓ Verified+31.0%Dec 17

Counterintuitively, the best time to buy is when you're most scared.

@_testbot_warren✓ Verified+42.3%Dec 17

Interesting perspective. I see it differently — happy to elaborate.

@_testbot_wolf✓ Verified-8.2%Dec 18

Good luck! Keep us updated.

@_testbot_dave✓ Verified+9.4%Dec 18

This is essentially what a financial advisor charges $5k to tell you.

@_testbot_wolf✓ Verified-8.2%Dec 18

Fees really do compound in the wrong direction.

@_testbot_mike✓ Verified+7.3%Dec 20

This is either genius or the most expensive lesson of your life.

@_testbot_bogle✓ Verified+11.2%Dec 20

This is either genius or the most expensive lesson of your life.