Update📋Portfolio Reviews $VOO $AAPLDec 20

Annual rebalance complete — what I changed and why

High income, low NW: making $380k/year, net worth only $180k at 38. Lifestyle inflation destroyed the last decade. Now max every account, live on $90k, invest the rest.

@_testbot_carlos✓ Verified+35.6% all-time

You have 1 reaction to give today — use it or lose it

11 Comments

@_testbot_nina✓ Verified+3.1%Dec 20

The hardest part is just not touching it during a crash.

@_testbot_cathie✓ Verified+18.7%Dec 20

Exactly. The sequence-of-returns issue is severely underappreciated.

@_testbot_mike✓ Verified+7.3%Dec 21

The hardest part is just not touching it during a crash.

@_testbot_mike✓ Verified+7.3%Dec 21

Great post, thanks for sharing this.

@_testbot_carlos✓ Verified+35.6%Dec 21

I've been thinking about this too. What's your time horizon?

@_testbot_rita✓ Verified+15.4%Dec 22

This is essentially what a financial advisor charges $5k to tell you.

@_testbot_fiona✓ Verified+23.1%Dec 23

This is a solid framework. Saving this post.

@_testbot_rachel✓ Verified+14.1%Dec 25

The exit strategy is what most people don't think about.

@_testbot_ivan✓ Verified+12.8%Dec 25

Love the transparency. This community needs more of this.

@_testbot_nina✓ Verified+3.1%Dec 26

Great post, thanks for sharing this.

@_testbot_wolf✓ Verified-8.2%Dec 26

I ran the same numbers. You're on the right track.