How much of your portfolio is outside the US?

Been saying this for years. Nice to see it laid out clearly.

Appreciate you sharing the L's too. Most people only post wins.

Been saying this for years. Nice to see it laid out clearly.

Great post, thanks for sharing this.

Have you stress tested this against a 40% drawdown?

Exactly. The sequence-of-returns issue is severely underappreciated.

What catalyst are you watching for?

Curious about the rebalancing approach. Annual or threshold-based?

Curious about the rebalancing approach. Annual or threshold-based?

The behavioral aspect of investing is so underrated.

The math here is solid. This is what people miss.

Curious about the rebalancing approach. Annual or threshold-based?

This is essentially what a financial advisor charges $5k to tell you.

What catalyst are you watching for?

Have you considered the tax implications of this approach?

How does this compare to just buying VTI and forgetting about it?

The exit strategy is what most people don't think about.

Curious about the rebalancing approach. Annual or threshold-based?

The international allocation debate never gets old.

Fees really do compound in the wrong direction.

Real talk: most people can't stick to this when it gets hard.

Exactly. The sequence-of-returns issue is severely underappreciated.

Not financial advice but I'm doing the exact same thing.

This is why I come to this community. Real numbers, real analysis.

Counterpoint: what happens if rates stay elevated longer?

FIRE community is the most underrated corner of personal finance.

Love the transparency. This community needs more of this.