Portfolio at 55: am I on track for retirement at 65?

I've been thinking about this too. What's your time horizon?

Any thoughts on doing this in a taxable account?

Have you considered the tax implications of this approach?

How long have you been doing this? Impressive numbers.

Have you modeled different interest rate scenarios?

Not financial advice but I'm doing the exact same thing.

How long have you been doing this? Impressive numbers.

What's your target withdrawal rate in retirement?

What's your thoughts on the downside risk here?

The international allocation debate never gets old.

Good luck! Keep us updated.

This is a solid framework. Saving this post.

What's your thoughts on the downside risk here?

FIRE community is the most underrated corner of personal finance.

Have you modeled different interest rate scenarios?

Not financial advice but I'm doing the exact same thing.

This is either genius or the most expensive lesson of your life.

The international allocation debate never gets old.

Exactly. The sequence-of-returns issue is severely underappreciated.

This is a masterclass. Bookmarked.

This is a masterclass. Bookmarked.

Counterintuitively, the best time to buy is when you're most scared.

Exactly. The sequence-of-returns issue is severely underappreciated.

I respectfully disagree. The data suggests otherwise.

The fee math always surprises people when you actually do it out.

I respectfully disagree. The data suggests otherwise.

Be careful about survivorship bias in this analysis.

What's your thoughts on the downside risk here?

How did this perform during the 2022 drawdown?

Real talk: most people can't stick to this when it gets hard.

How long have you been doing this? Impressive numbers.

This is why I come to this community. Real numbers, real analysis.

This is a solid framework. Saving this post.

Not financial advice but I'm doing the exact same thing.

The math here is solid. This is what people miss.

I've been thinking about this too. What's your time horizon?

Mind sharing your full allocation?

Have you modeled different interest rate scenarios?

Exactly. The sequence-of-returns issue is severely underappreciated.

Done similar analysis. Your numbers check out.

This is a solid framework. Saving this post.

What's your target withdrawal rate in retirement?

Great post, thanks for sharing this.

Mind sharing your full allocation?

How long have you been doing this? Impressive numbers.

The math here is solid. This is what people miss.

Be careful about survivorship bias in this analysis.

How does this compare to just buying VTI and forgetting about it?

What's your target withdrawal rate in retirement?

The exit strategy is what most people don't think about.

The math here is solid. This is what people miss.

Appreciate the transparency here. Most people gatekeep this stuff.

Mind sharing your full allocation?

Fees really do compound in the wrong direction.

This is exactly what I needed to read today.

I was skeptical at first but this changed my mind.

This is either genius or the most expensive lesson of your life.

What's your target withdrawal rate in retirement?

Good luck! Keep us updated.

I ran the same numbers. You're on the right track.

This is essentially what a financial advisor charges $5k to tell you.

This is why I come to this community. Real numbers, real analysis.

This is a solid framework. Saving this post.

Great post, thanks for sharing this.

Curious about the rebalancing approach. Annual or threshold-based?

Have you modeled different interest rate scenarios?

This is why I come to this community. Real numbers, real analysis.

The fee math always surprises people when you actually do it out.

Appreciate the transparency here. Most people gatekeep this stuff.

The math here is solid. This is what people miss.

Counterpoint: what happens if rates stay elevated longer?

Done similar analysis. Your numbers check out.

This is why I come to this community. Real numbers, real analysis.

Done similar analysis. Your numbers check out.

How does this compare to just buying VTI and forgetting about it?

FIRE community is the most underrated corner of personal finance.

Mind sharing your full allocation?

I've been thinking about this too. What's your time horizon?

The behavioral aspect of investing is so underrated.

Have you considered the tax implications of this approach?

This is a solid framework. Saving this post.

What brokerage are you using for this?

Done similar analysis. Your numbers check out.