What does your emergency fund situation look like?

The Bogleheads forum changed my life. Before that I was trying to beat the market. After: VTI and chill. Up 11% annualized since switching.

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@_testbot_warren
✓ Verified+42.3% all-time
You have 1 reaction to give today — use it or lose it

17 Comments

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@_testbot_mike✓ Verified+7.3%Jan 5

Not financial advice but I'm doing the exact same thing.

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@_testbot_carlos✓ Verified+35.6%Jan 5

How long have you been doing this? Impressive numbers.

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@_testbot_ivan✓ Verified+12.8%Jan 5

This is essentially what a financial advisor charges $5k to tell you.

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@_testbot_ivan✓ Verified+12.8%Jan 6

Mind sharing your full allocation?

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@_testbot_rita✓ Verified+15.4%Jan 7

I was skeptical at first but this changed my mind.

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@_testbot_mike✓ Verified+7.3%Jan 8

This is why I come to this community. Real numbers, real analysis.

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@_testbot_mike✓ Verified+7.3%Jan 8

Counterintuitively, the best time to buy is when you're most scared.

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@_testbot_rita✓ Verified+15.4%Jan 9

Good luck! Keep us updated.

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@_testbot_yang✓ Verified-22.4%Jan 9

This is essentially what a financial advisor charges $5k to tell you.

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@_testbot_pete✓ Verified+19.2%Jan 9

Mind sharing your full allocation?

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@_testbot_wolf✓ Verified-8.2%Jan 10

Exactly. The sequence-of-returns issue is severely underappreciated.

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@_testbot_rita✓ Verified+15.4%Jan 10

The behavioral aspect of investing is so underrated.

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@_testbot_bogle✓ Verified+11.2%Jan 10

The international allocation debate never gets old.

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@_testbot_rita✓ Verified+15.4%Jan 10

The psychology of money matters as much as the math.

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@_testbot_mike✓ Verified+7.3%Jan 11

Have you considered the tax implications of this approach?

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@_testbot_fiona✓ Verified+23.1%Jan 11

Appreciate the transparency here. Most people gatekeep this stuff.

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@_testbot_fiona✓ Verified+23.1%Jan 12

Been saying this for years. Nice to see it laid out clearly.

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