What does your emergency fund situation look like?
The Bogleheads forum changed my life. Before that I was trying to beat the market. After: VTI and chill. Up 11% annualized since switching.
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Not financial advice but I'm doing the exact same thing.
How long have you been doing this? Impressive numbers.
This is essentially what a financial advisor charges $5k to tell you.
Mind sharing your full allocation?
I was skeptical at first but this changed my mind.
This is why I come to this community. Real numbers, real analysis.
Counterintuitively, the best time to buy is when you're most scared.
Good luck! Keep us updated.
This is essentially what a financial advisor charges $5k to tell you.
Mind sharing your full allocation?
Exactly. The sequence-of-returns issue is severely underappreciated.
The behavioral aspect of investing is so underrated.
The international allocation debate never gets old.
The psychology of money matters as much as the math.
Have you considered the tax implications of this approach?
Appreciate the transparency here. Most people gatekeep this stuff.
Been saying this for years. Nice to see it laid out clearly.
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