I have $300/month to invest. Where do I start?
Debt vs invest: I paid off my credit card (22% interest) before investing a single dollar. That 22% guaranteed return beats anything the stock market offers.
24 Comments
What catalyst are you watching for?
Curious about the rebalancing approach. Annual or threshold-based?
What brokerage are you using for this?
Mind sharing your full allocation?
The psychology of money matters as much as the math.
Great post, thanks for sharing this.
Be careful about survivorship bias in this analysis.
Done similar analysis. Your numbers check out.
How does this compare to just buying VTI and forgetting about it?
Have you stress tested this against a 40% drawdown?
This is why I come to this community. Real numbers, real analysis.
Exactly. The sequence-of-returns issue is severely underappreciated.
The exit strategy is what most people don't think about.
Mind sharing your full allocation?
I've been thinking about this too. What's your time horizon?
The psychology of money matters as much as the math.
This is exactly what I needed to read today.
The exit strategy is what most people don't think about.
This is either genius or the most expensive lesson of your life.
Counterintuitively, the best time to buy is when you're most scared.
Good luck! Keep us updated.
Counterintuitively, the best time to buy is when you're most scared.
This is a solid framework. Saving this post.
The fee math always surprises people when you actually do it out.
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