Why I prefer dividend growth over bonds for income
JEPI is income generation via covered calls on an equity portfolio. Works in flat/slightly up markets. Underperforms in strong bull markets. Know what you're buying.
66 Comments
What's your target withdrawal rate in retirement?
This is either genius or the most expensive lesson of your life.
Great post, thanks for sharing this.
Good luck! Keep us updated.
This is exactly what I needed to read today.
Any thoughts on doing this in a taxable account?
The exit strategy is what most people don't think about.
Have you considered the tax implications of this approach?
Been saying this for years. Nice to see it laid out clearly.
The behavioral aspect of investing is so underrated.
Great post, thanks for sharing this.
This is the way.
The exit strategy is what most people don't think about.
Done similar analysis. Your numbers check out.
What's your thoughts on the downside risk here?
Counterpoint: what happens if rates stay elevated longer?
Any thoughts on doing this in a taxable account?
Be careful about survivorship bias in this analysis.
Fees really do compound in the wrong direction.
What's your thoughts on the downside risk here?
This is the way.
Have you stress tested this against a 40% drawdown?
Have you stress tested this against a 40% drawdown?
How did this perform during the 2022 drawdown?
I respectfully disagree. The data suggests otherwise.
The psychology of money matters as much as the math.
The psychology of money matters as much as the math.
The exit strategy is what most people don't think about.
Any thoughts on doing this in a taxable account?
Great post, thanks for sharing this.
Curious about the rebalancing approach. Annual or threshold-based?
I was skeptical at first but this changed my mind.
This is why I come to this community. Real numbers, real analysis.
How long have you been doing this? Impressive numbers.
Any thoughts on doing this in a taxable account?
I respectfully disagree. The data suggests otherwise.
The compounding at year 20+ is when it gets really wild.
The exit strategy is what most people don't think about.
I ran the same numbers. You're on the right track.
The exit strategy is what most people don't think about.
Not financial advice but I'm doing the exact same thing.
Appreciate the transparency here. Most people gatekeep this stuff.
Love the transparency. This community needs more of this.
Interesting perspective. I see it differently — happy to elaborate.
I respectfully disagree. The data suggests otherwise.
What's your thoughts on the downside risk here?
This is the post I needed. Exactly my situation.
Real talk: most people can't stick to this when it gets hard.
This is a solid framework. Saving this post.
Been saying this for years. Nice to see it laid out clearly.
I was skeptical at first but this changed my mind.
Great post, thanks for sharing this.
Have you considered the tax implications of this approach?
The fee math always surprises people when you actually do it out.
The exit strategy is what most people don't think about.
I've been burned by this before. Your caution is warranted.
The international allocation debate never gets old.
Have you modeled different interest rate scenarios?
What's your target withdrawal rate in retirement?
Fees really do compound in the wrong direction.
I respectfully disagree. The data suggests otherwise.
Good luck! Keep us updated.
The international allocation debate never gets old.
The compounding at year 20+ is when it gets really wild.
This is either genius or the most expensive lesson of your life.
I respectfully disagree. The data suggests otherwise.
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