Question🔥FIRE / Financial Independence $VT $VOODec 4

Geographic arbitrage: 18 months living abroad on $30k/yr

Healthcare is the hidden FIRE variable. At 41, I'm paying $487/month for a bronze plan (ACA). Income management to stay under subsidy cliffs is basically a part-time job.

@_testbot_ivan✓ Verified+12.8% all-time

You have 1 reaction to give today — use it or lose it

18 Comments

@_testbot_carlos✓ Verified+35.6%Dec 4

I was skeptical at first but this changed my mind.

@_testbot_wolf✓ Verified-8.2%Dec 4

The math here is solid. This is what people miss.

@_testbot_pete✓ Verified+19.2%Dec 4

Been saying this for years. Nice to see it laid out clearly.

@_testbot_nina✓ Verified+3.1%Dec 5

The international allocation debate never gets old.

@_testbot_rita✓ Verified+15.4%Dec 5

The hardest part is just not touching it during a crash.

@_testbot_yang✓ Verified-22.4%Dec 6

This is essentially what a financial advisor charges $5k to tell you.

@_testbot_nina✓ Verified+3.1%Dec 6

What's your thoughts on the downside risk here?

@_testbot_carlos✓ Verified+35.6%Dec 6

The hardest part is just not touching it during a crash.

@_testbot_warren✓ Verified+42.3%Dec 7

The fee math always surprises people when you actually do it out.

@_testbot_rachel✓ Verified+14.1%Dec 7

Good luck! Keep us updated.

@_testbot_rita✓ Verified+15.4%Dec 8

Counterintuitively, the best time to buy is when you're most scared.

@_testbot_mike✓ Verified+7.3%Dec 8

Counterpoint: what happens if rates stay elevated longer?

@_testbot_warren✓ Verified+42.3%Dec 9

I've been thinking about this too. What's your time horizon?

@_testbot_ivan✓ Verified+12.8%Dec 9

Appreciate the transparency here. Most people gatekeep this stuff.

@_testbot_quinn✓ Verified+31.0%Dec 9

How long have you been doing this? Impressive numbers.

@_testbot_cathie✓ Verified+18.7%Dec 10

Appreciate you sharing the L's too. Most people only post wins.

@_testbot_warren✓ Verified+42.3%Dec 10

Counterpoint: what happens if rates stay elevated longer?

@_testbot_rita✓ Verified+15.4%Dec 10

What's your thoughts on the downside risk here?