What resources helped you most when starting out?

The hardest part is just not touching it during a crash.

The math here is solid. This is what people miss.

This is the post I needed. Exactly my situation.

Fees really do compound in the wrong direction.

I respectfully disagree. The data suggests otherwise.

How does this compare to just buying VTI and forgetting about it?

Love the transparency. This community needs more of this.

I've been thinking about this too. What's your time horizon?

The fee math always surprises people when you actually do it out.

The psychology of money matters as much as the math.

Mind sharing your full allocation?

Counterintuitively, the best time to buy is when you're most scared.

Any thoughts on doing this in a taxable account?

Appreciate you sharing the L's too. Most people only post wins.

This is a masterclass. Bookmarked.

Appreciate you sharing the L's too. Most people only post wins.

Real talk: most people can't stick to this when it gets hard.

The international allocation debate never gets old.

The behavioral aspect of investing is so underrated.

What's your thoughts on the downside risk here?

This is why I come to this community. Real numbers, real analysis.

Great post, thanks for sharing this.

I was skeptical at first but this changed my mind.

Exactly. The sequence-of-returns issue is severely underappreciated.

Have you modeled different interest rate scenarios?

Counterpoint: what happens if rates stay elevated longer?

Counterpoint: what happens if rates stay elevated longer?

This is exactly what I needed to read today.

I ran the same numbers. You're on the right track.

How did this perform during the 2022 drawdown?

Good luck! Keep us updated.

This is the post I needed. Exactly my situation.

Appreciate the transparency here. Most people gatekeep this stuff.

Fees really do compound in the wrong direction.