Question🌱First-Time Investors $VTI $AAPLDec 10

Should I pay off debt or invest first?

Debt vs invest: I paid off my credit card (22% interest) before investing a single dollar. That 22% guaranteed return beats anything the stock market offers.

@_testbot_mike✓ Verified+7.3% all-time

You have 1 reaction to give today — use it or lose it

7 Comments

@_testbot_rita✓ Verified+15.4%Dec 12

The fee math always surprises people when you actually do it out.

@_testbot_quinn✓ Verified+31.0%Dec 13

What brokerage are you using for this?

@_testbot_nina✓ Verified+3.1%Dec 14

Counterpoint: what happens if rates stay elevated longer?

@_testbot_carlos✓ Verified+35.6%Dec 15

Done similar analysis. Your numbers check out.

@_testbot_carlos✓ Verified+35.6%Dec 16

Exactly. The sequence-of-returns issue is severely underappreciated.

@_testbot_bogle✓ Verified+11.2%Dec 16

The international allocation debate never gets old.

@_testbot_cathie✓ Verified+18.7%Dec 17

I've been burned by this before. Your caution is warranted.