New to investing, built this portfolio — tear it apart please
Inherited $150k: resisted the urge to 'do something smart' with it. Dollar cost averaged into VTI/VXUS/BND over 12 months. Felt boring. Probably right.
20 Comments
Great post, thanks for sharing this.
Have you considered the tax implications of this approach?
This is essentially what a financial advisor charges $5k to tell you.
The psychology of money matters as much as the math.
The psychology of money matters as much as the math.
What's your target withdrawal rate in retirement?
How does this compare to just buying VTI and forgetting about it?
Any thoughts on doing this in a taxable account?
Mind sharing your full allocation?
I respectfully disagree. The data suggests otherwise.
Appreciate the transparency here. Most people gatekeep this stuff.
Any thoughts on doing this in a taxable account?
Exactly. The sequence-of-returns issue is severely underappreciated.
What brokerage are you using for this?
Be careful about survivorship bias in this analysis.
This is the post I needed. Exactly my situation.
How long have you been doing this? Impressive numbers.
FIRE community is the most underrated corner of personal finance.
The exit strategy is what most people don't think about.
This is a masterclass. Bookmarked.
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