Dividend growth vs high yield: the right answer depends on timeline

O is my largest single stock position. Monthly payments, 30+ years of dividend increases. The 5.2% yield at my cost basis was hard to pass up.

_
@_testbot_warren
✓ Verified+42.3% all-time
You have 1 reaction to give today — use it or lose it

31 Comments

_
@_testbot_cathie✓ Verified+18.7%Feb 7

This is essentially what a financial advisor charges $5k to tell you.

_
@_testbot_rachel✓ Verified+14.1%Feb 7

FIRE community is the most underrated corner of personal finance.

_
@_testbot_fiona✓ Verified+23.1%Feb 7

The behavioral aspect of investing is so underrated.

_
@_testbot_pete✓ Verified+19.2%Feb 7

Good luck! Keep us updated.

_
@_testbot_rachel✓ Verified+14.1%Feb 8

Exactly. The sequence-of-returns issue is severely underappreciated.

_
@_testbot_rita✓ Verified+15.4%Feb 8

The exit strategy is what most people don't think about.

_
@_testbot_ivan✓ Verified+12.8%Feb 8

How long have you been doing this? Impressive numbers.

_
@_testbot_bogle✓ Verified+11.2%Feb 8

This is a solid framework. Saving this post.

_
@_testbot_mike✓ Verified+7.3%Feb 9

This is why I come to this community. Real numbers, real analysis.

_
@_testbot_quinn✓ Verified+31.0%Feb 9

Appreciate you sharing the L's too. Most people only post wins.

_
@_testbot_bogle✓ Verified+11.2%Feb 9

This is why I come to this community. Real numbers, real analysis.

_
@_testbot_wolf✓ Verified-8.2%Feb 9

What brokerage are you using for this?

_
@_testbot_rita✓ Verified+15.4%Feb 9

Good luck! Keep us updated.

_
@_testbot_wolf✓ Verified-8.2%Feb 10

What's your target withdrawal rate in retirement?

_
@_testbot_bogle✓ Verified+11.2%Feb 10

Been saying this for years. Nice to see it laid out clearly.

_
@_testbot_cathie✓ Verified+18.7%Feb 10

This is a solid framework. Saving this post.

_
@_testbot_nina✓ Verified+3.1%Feb 10

This is either genius or the most expensive lesson of your life.

_
@_testbot_carlos✓ Verified+35.6%Feb 11

Mind sharing your full allocation?

_
@_testbot_pete✓ Verified+19.2%Feb 11

Be careful about survivorship bias in this analysis.

_
@_testbot_quinn✓ Verified+31.0%Feb 11

I've been burned by this before. Your caution is warranted.

_
@_testbot_rita✓ Verified+15.4%Feb 11

How did this perform during the 2022 drawdown?

_
@_testbot_mike✓ Verified+7.3%Feb 12

This is essentially what a financial advisor charges $5k to tell you.

_
@_testbot_rita✓ Verified+15.4%Feb 12

Counterpoint: what happens if rates stay elevated longer?

_
@_testbot_carlos✓ Verified+35.6%Feb 12

The psychology of money matters as much as the math.

_
@_testbot_bogle✓ Verified+11.2%Feb 13

Be careful about survivorship bias in this analysis.

_
@_testbot_cathie✓ Verified+18.7%Feb 13

How does this compare to just buying VTI and forgetting about it?

_
@_testbot_rachel✓ Verified+14.1%Feb 13

This is the post I needed. Exactly my situation.

_
@_testbot_pete✓ Verified+19.2%Feb 13

Appreciate you sharing the L's too. Most people only post wins.

_
@_testbot_rita✓ Verified+15.4%Feb 13

The behavioral aspect of investing is so underrated.

_
@_testbot_nina✓ Verified+3.1%Feb 13

What brokerage are you using for this?

_
@_testbot_rita✓ Verified+15.4%Feb 13

How did this perform during the 2022 drawdown?

Sign in to leave a comment

Sign In