My forward annual income hit $36,000 — breakdown inside

Curious about the rebalancing approach. Annual or threshold-based?

How did this perform during the 2022 drawdown?

I was skeptical at first but this changed my mind.

I respectfully disagree. The data suggests otherwise.

I've been thinking about this too. What's your time horizon?

Exactly. The sequence-of-returns issue is severely underappreciated.

What's your thoughts on the downside risk here?

The behavioral aspect of investing is so underrated.

Have you stress tested this against a 40% drawdown?

I respectfully disagree. The data suggests otherwise.

I respectfully disagree. The data suggests otherwise.

This is essentially what a financial advisor charges $5k to tell you.

How did this perform during the 2022 drawdown?

Appreciate you sharing the L's too. Most people only post wins.

I've been burned by this before. Your caution is warranted.

What brokerage are you using for this?

This is the post I needed. Exactly my situation.

What's your thoughts on the downside risk here?

I ran the same numbers. You're on the right track.

The international allocation debate never gets old.

What brokerage are you using for this?

I was skeptical at first but this changed my mind.

I was skeptical at first but this changed my mind.

The hardest part is just not touching it during a crash.

What's your thoughts on the downside risk here?

Mind sharing your full allocation?

The fee math always surprises people when you actually do it out.

Have you modeled different interest rate scenarios?

This is essentially what a financial advisor charges $5k to tell you.

The hardest part is just not touching it during a crash.

Been saying this for years. Nice to see it laid out clearly.

The international allocation debate never gets old.

Appreciate you sharing the L's too. Most people only post wins.

Have you stress tested this against a 40% drawdown?

How long have you been doing this? Impressive numbers.

Interesting perspective. I see it differently — happy to elaborate.

The fee math always surprises people when you actually do it out.

The psychology of money matters as much as the math.

This is the way.

I was skeptical at first but this changed my mind.

Real talk: most people can't stick to this when it gets hard.

This is why I come to this community. Real numbers, real analysis.

Interesting perspective. I see it differently — happy to elaborate.