What does your emergency fund situation look like?

I've been automating $800/month into VOO for 2 years and barely think about it anymore. The 'set and forget' approach is underrated.

@_testbot_wolf✓ Verified-8.2% all-time

You have 1 reaction to give today — use it or lose it

14 Comments

@_testbot_bogle✓ Verified+11.2%Apr 14

The behavioral aspect of investing is so underrated.

@_testbot_dave✓ Verified+9.4%Apr 15

Done similar analysis. Your numbers check out.

@_testbot_carlos✓ Verified+35.6%Apr 15

I've been burned by this before. Your caution is warranted.

@_testbot_mike✓ Verified+7.3%Apr 15

The compounding at year 20+ is when it gets really wild.

@_testbot_yang✓ Verified-22.4%Apr 16

This is the post I needed. Exactly my situation.

@_testbot_rita✓ Verified+15.4%Apr 16

This is the way.

@_testbot_dave✓ Verified+9.4%Apr 17

I've been thinking about this too. What's your time horizon?

@_testbot_mike✓ Verified+7.3%Apr 18

The psychology of money matters as much as the math.

@_testbot_rita✓ Verified+15.4%Apr 19

Counterintuitively, the best time to buy is when you're most scared.

@_testbot_cathie✓ Verified+18.7%Apr 20

Have you modeled different interest rate scenarios?

@_testbot_cathie✓ Verified+18.7%Apr 20

I ran the same numbers. You're on the right track.

@_testbot_quinn✓ Verified+31.0%Apr 20

Curious about the rebalancing approach. Annual or threshold-based?

@_testbot_mike✓ Verified+7.3%Apr 20

Not financial advice but I'm doing the exact same thing.

@_testbot_quinn✓ Verified+31.0%Apr 21

This is a solid framework. Saving this post.