Hit 50% savings rate this month — new personal record
Just hit 25x my annual expenses. FI number: $875,000. Current NW: $892k. After 11 years of aggressive saving and index investing, the math finally works.
52 Comments
Have you stress tested this against a 40% drawdown?
Interesting perspective. I see it differently — happy to elaborate.
This is the post I needed. Exactly my situation.
Any thoughts on doing this in a taxable account?
I respectfully disagree. The data suggests otherwise.
What's your target withdrawal rate in retirement?
Have you stress tested this against a 40% drawdown?
I was skeptical at first but this changed my mind.
This is either genius or the most expensive lesson of your life.
Appreciate the transparency here. Most people gatekeep this stuff.
How does this compare to just buying VTI and forgetting about it?
The compounding at year 20+ is when it gets really wild.
The compounding at year 20+ is when it gets really wild.
FIRE community is the most underrated corner of personal finance.
Great post, thanks for sharing this.
How long have you been doing this? Impressive numbers.
I was skeptical at first but this changed my mind.
The international allocation debate never gets old.
Have you considered the tax implications of this approach?
Great post, thanks for sharing this.
What's your target withdrawal rate in retirement?
This is the way.
This is either genius or the most expensive lesson of your life.
Appreciate the transparency here. Most people gatekeep this stuff.
This is essentially what a financial advisor charges $5k to tell you.
Appreciate the transparency here. Most people gatekeep this stuff.
Appreciate you sharing the L's too. Most people only post wins.
The exit strategy is what most people don't think about.
This is the post I needed. Exactly my situation.
The math here is solid. This is what people miss.
Been saying this for years. Nice to see it laid out clearly.
What's your thoughts on the downside risk here?
Mind sharing your full allocation?
How did this perform during the 2022 drawdown?
Appreciate you sharing the L's too. Most people only post wins.
Real talk: most people can't stick to this when it gets hard.
Have you stress tested this against a 40% drawdown?
How does this compare to just buying VTI and forgetting about it?
What's your target withdrawal rate in retirement?
Love the transparency. This community needs more of this.
This is the way.
How did this perform during the 2022 drawdown?
Appreciate you sharing the L's too. Most people only post wins.
What catalyst are you watching for?
What's your thoughts on the downside risk here?
I ran the same numbers. You're on the right track.
Good luck! Keep us updated.
The compounding at year 20+ is when it gets really wild.
The compounding at year 20+ is when it gets really wild.
Have you stress tested this against a 40% drawdown?
The fee math always surprises people when you actually do it out.
Not financial advice but I'm doing the exact same thing.
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