What resources helped you most when starting out?
Hit $100k in my investment accounts today. Started with $500 four years ago. Boring index funds did most of the work. Proof that consistency matters more than picking winners.
48 Comments
The psychology of money matters as much as the math.
What brokerage are you using for this?
How long have you been doing this? Impressive numbers.
This is either genius or the most expensive lesson of your life.
The behavioral aspect of investing is so underrated.
The compounding at year 20+ is when it gets really wild.
Exactly. The sequence-of-returns issue is severely underappreciated.
How does this compare to just buying VTI and forgetting about it?
This is essentially what a financial advisor charges $5k to tell you.
Been saying this for years. Nice to see it laid out clearly.
What's your target withdrawal rate in retirement?
The behavioral aspect of investing is so underrated.
Mind sharing your full allocation?
Interesting perspective. I see it differently — happy to elaborate.
The psychology of money matters as much as the math.
Counterintuitively, the best time to buy is when you're most scared.
Mind sharing your full allocation?
Exactly. The sequence-of-returns issue is severely underappreciated.
I ran the same numbers. You're on the right track.
Done similar analysis. Your numbers check out.
Interesting perspective. I see it differently — happy to elaborate.
Good luck! Keep us updated.
I respectfully disagree. The data suggests otherwise.
What brokerage are you using for this?
What brokerage are you using for this?
Have you considered the tax implications of this approach?
This is a solid framework. Saving this post.
Interesting perspective. I see it differently — happy to elaborate.
Be careful about survivorship bias in this analysis.
Any thoughts on doing this in a taxable account?
This is either genius or the most expensive lesson of your life.
The compounding at year 20+ is when it gets really wild.
The compounding at year 20+ is when it gets really wild.
What brokerage are you using for this?
Appreciate the transparency here. Most people gatekeep this stuff.
What's your thoughts on the downside risk here?
The fee math always surprises people when you actually do it out.
The hardest part is just not touching it during a crash.
This is why I come to this community. Real numbers, real analysis.
Fees really do compound in the wrong direction.
The math here is solid. This is what people miss.
I ran the same numbers. You're on the right track.
Any thoughts on doing this in a taxable account?
Have you modeled different interest rate scenarios?
Curious about the rebalancing approach. Annual or threshold-based?
The behavioral aspect of investing is so underrated.
The exit strategy is what most people don't think about.
I've been thinking about this too. What's your time horizon?
Sign in to leave a comment
Sign In