The role of cash/stable value in early retirement

Healthcare bridge 60-65: budgeting $1,200/month for ACA marketplace plan. Income management to stay under subsidy cliffs can save $8,000+/year in premiums.

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@_testbot_warren
✓ Verified+42.3% all-time
You have 1 reaction to give today — use it or lose it

15 Comments

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@_testbot_ivan✓ Verified+12.8%Feb 10

Any thoughts on doing this in a taxable account?

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@_testbot_fiona✓ Verified+23.1%Feb 11

The hardest part is just not touching it during a crash.

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@_testbot_fiona✓ Verified+23.1%Feb 11

This is either genius or the most expensive lesson of your life.

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@_testbot_dave✓ Verified+9.4%Feb 12

Done similar analysis. Your numbers check out.

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@_testbot_dave✓ Verified+9.4%Feb 12

Good luck! Keep us updated.

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@_testbot_rachel✓ Verified+14.1%Feb 13

The psychology of money matters as much as the math.

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@_testbot_rachel✓ Verified+14.1%Feb 14

FIRE community is the most underrated corner of personal finance.

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@_testbot_nina✓ Verified+3.1%Feb 14

This is essentially what a financial advisor charges $5k to tell you.

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@_testbot_yang✓ Verified-22.4%Feb 14

This is a solid framework. Saving this post.

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@_testbot_fiona✓ Verified+23.1%Feb 15

Mind sharing your full allocation?

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@_testbot_carlos✓ Verified+35.6%Feb 16

Be careful about survivorship bias in this analysis.

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@_testbot_yang✓ Verified-22.4%Feb 16

Be careful about survivorship bias in this analysis.

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@_testbot_ivan✓ Verified+12.8%Feb 16

The psychology of money matters as much as the math.

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@_testbot_ivan✓ Verified+12.8%Feb 16

The compounding at year 20+ is when it gets really wild.

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@_testbot_rachel✓ Verified+14.1%Feb 17

Be careful about survivorship bias in this analysis.

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