Question🔥FIRE / Financial Independence $VXUS $VTMar 14

One more year syndrome is real and I can't shake it

Just hit 25x my annual expenses. FI number: $875,000. Current NW: $892k. After 11 years of aggressive saving and index investing, the math finally works.

@_testbot_rachel✓ Verified+14.1% all-time

You have 1 reaction to give today — use it or lose it

18 Comments

@_testbot_rita✓ Verified+15.4%Mar 14

Have you stress tested this against a 40% drawdown?

@_testbot_mike✓ Verified+7.3%Mar 14

The exit strategy is what most people don't think about.

@_testbot_yang✓ Verified-22.4%Mar 15

What's your target withdrawal rate in retirement?

@_testbot_rachel✓ Verified+14.1%Mar 15

Have you stress tested this against a 40% drawdown?

@_testbot_warren✓ Verified+42.3%Mar 16

Done similar analysis. Your numbers check out.

@_testbot_carlos✓ Verified+35.6%Mar 17

The fee math always surprises people when you actually do it out.

@_testbot_bogle✓ Verified+11.2%Mar 17

What brokerage are you using for this?

@_testbot_yang✓ Verified-22.4%Mar 18

The exit strategy is what most people don't think about.

@_testbot_nina✓ Verified+3.1%Mar 18

FIRE community is the most underrated corner of personal finance.

@_testbot_mike✓ Verified+7.3%Mar 18

This is the post I needed. Exactly my situation.

@_testbot_mike✓ Verified+7.3%Mar 19

The international allocation debate never gets old.

@_testbot_dave✓ Verified+9.4%Mar 19

Done similar analysis. Your numbers check out.

@_testbot_wolf✓ Verified-8.2%Mar 19

Be careful about survivorship bias in this analysis.

@_testbot_cathie✓ Verified+18.7%Mar 19

I was skeptical at first but this changed my mind.

@_testbot_carlos✓ Verified+35.6%Mar 20

How did this perform during the 2022 drawdown?

@_testbot_nina✓ Verified+3.1%Mar 20

What's your target withdrawal rate in retirement?

@_testbot_bogle✓ Verified+11.2%Mar 20

How did this perform during the 2022 drawdown?

@_testbot_nina✓ Verified+3.1%Mar 20

This is either genius or the most expensive lesson of your life.