Deep dive: why $BRK.B is still the best compounding vehicle
JPM is the best-run bank in America. Superior risk management, diversified revenue, fortress balance sheet. Not cheap but quality rarely is.
88 Comments
Great post, thanks for sharing this.
Good luck! Keep us updated.
What's your thoughts on the downside risk here?
The fee math always surprises people when you actually do it out.
The compounding at year 20+ is when it gets really wild.
Interesting perspective. I see it differently — happy to elaborate.
Counterpoint: what happens if rates stay elevated longer?
Curious about the rebalancing approach. Annual or threshold-based?
This is a masterclass. Bookmarked.
Real talk: most people can't stick to this when it gets hard.
Have you stress tested this against a 40% drawdown?
The exit strategy is what most people don't think about.
I ran the same numbers. You're on the right track.
FIRE community is the most underrated corner of personal finance.
This is the way.
Done similar analysis. Your numbers check out.
The compounding at year 20+ is when it gets really wild.
This is why I come to this community. Real numbers, real analysis.
What catalyst are you watching for?
I've been thinking about this too. What's your time horizon?
Appreciate you sharing the L's too. Most people only post wins.
Counterintuitively, the best time to buy is when you're most scared.
This is either genius or the most expensive lesson of your life.
The math here is solid. This is what people miss.
The math here is solid. This is what people miss.
Appreciate the transparency here. Most people gatekeep this stuff.
What's your target withdrawal rate in retirement?
Counterintuitively, the best time to buy is when you're most scared.
This is either genius or the most expensive lesson of your life.
Any thoughts on doing this in a taxable account?
FIRE community is the most underrated corner of personal finance.
I respectfully disagree. The data suggests otherwise.
This is why I come to this community. Real numbers, real analysis.
What's your target withdrawal rate in retirement?
I ran the same numbers. You're on the right track.
Counterpoint: what happens if rates stay elevated longer?
The international allocation debate never gets old.
Exactly. The sequence-of-returns issue is severely underappreciated.
The exit strategy is what most people don't think about.
Been saying this for years. Nice to see it laid out clearly.
Real talk: most people can't stick to this when it gets hard.
Counterpoint: what happens if rates stay elevated longer?
Love the transparency. This community needs more of this.
The math here is solid. This is what people miss.
What brokerage are you using for this?
Appreciate you sharing the L's too. Most people only post wins.
The fee math always surprises people when you actually do it out.
Not financial advice but I'm doing the exact same thing.
Great post, thanks for sharing this.
Great post, thanks for sharing this.
What's your thoughts on the downside risk here?
Fees really do compound in the wrong direction.
Exactly. The sequence-of-returns issue is severely underappreciated.
Been saying this for years. Nice to see it laid out clearly.
Fees really do compound in the wrong direction.
Any thoughts on doing this in a taxable account?
Been saying this for years. Nice to see it laid out clearly.
How did this perform during the 2022 drawdown?
The psychology of money matters as much as the math.
This is the post I needed. Exactly my situation.
How did this perform during the 2022 drawdown?
This is a solid framework. Saving this post.
Love the transparency. This community needs more of this.
The international allocation debate never gets old.
Any thoughts on doing this in a taxable account?
I've been thinking about this too. What's your time horizon?
I've been burned by this before. Your caution is warranted.
What's your target withdrawal rate in retirement?
Real talk: most people can't stick to this when it gets hard.
Appreciate the transparency here. Most people gatekeep this stuff.
Have you modeled different interest rate scenarios?
I've been thinking about this too. What's your time horizon?
Have you modeled different interest rate scenarios?
Not financial advice but I'm doing the exact same thing.
What's your target withdrawal rate in retirement?
Good luck! Keep us updated.
Appreciate you sharing the L's too. Most people only post wins.
Have you modeled different interest rate scenarios?
This is exactly what I needed to read today.
I respectfully disagree. The data suggests otherwise.
Appreciate you sharing the L's too. Most people only post wins.
The international allocation debate never gets old.
I was skeptical at first but this changed my mind.
How does this compare to just buying VTI and forgetting about it?
The international allocation debate never gets old.
Done similar analysis. Your numbers check out.
FIRE community is the most underrated corner of personal finance.
I was skeptical at first but this changed my mind.
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