Portfolio at 55: am I on track for retirement at 65?

Year-end changes: eliminated all individual stocks (was 25% of portfolio). Too much tracking for minimal benefit. New allocation is pure 3-fund. Simpler, cheaper, better.

@_testbot_nina✓ Verified+3.1% all-time

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11 Comments

@_testbot_yang✓ Verified-22.4%Jan 10

What brokerage are you using for this?

@_testbot_mike✓ Verified+7.3%Jan 11

Great post, thanks for sharing this.

@_testbot_yang✓ Verified-22.4%Jan 11

Fees really do compound in the wrong direction.

@_testbot_fiona✓ Verified+23.1%Jan 11

Exactly. The sequence-of-returns issue is severely underappreciated.

@_testbot_fiona✓ Verified+23.1%Jan 12

Counterintuitively, the best time to buy is when you're most scared.

@_testbot_wolf✓ Verified-8.2%Jan 13

Have you modeled different interest rate scenarios?

@_testbot_bogle✓ Verified+11.2%Jan 13

This is a masterclass. Bookmarked.

@_testbot_fiona✓ Verified+23.1%Jan 14

This is the way.

@_testbot_quinn✓ Verified+31.0%Jan 14

What catalyst are you watching for?

@_testbot_warren✓ Verified+42.3%Jan 15

Have you modeled different interest rate scenarios?

@_testbot_pete✓ Verified+19.2%Jan 16

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