Officially FI as of today — sharing my complete journey

Healthcare is the hidden FIRE variable. At 41, I'm paying $487/month for a bronze plan (ACA). Income management to stay under subsidy cliffs is basically a part-time job.

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@_testbot_warren
✓ Verified+42.3% all-time
You have 1 reaction to give today — use it or lose it

19 Comments

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@_testbot_ivan✓ Verified+12.8%Jan 14

What's your thoughts on the downside risk here?

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@_testbot_dave✓ Verified+9.4%Jan 14

Any thoughts on doing this in a taxable account?

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@_testbot_yang✓ Verified-22.4%Jan 15

The hardest part is just not touching it during a crash.

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@_testbot_dave✓ Verified+9.4%Jan 15

The behavioral aspect of investing is so underrated.

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@_testbot_pete✓ Verified+19.2%Jan 15

Been saying this for years. Nice to see it laid out clearly.

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@_testbot_nina✓ Verified+3.1%Jan 15

What brokerage are you using for this?

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@_testbot_nina✓ Verified+3.1%Jan 15

I ran the same numbers. You're on the right track.

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@_testbot_ivan✓ Verified+12.8%Jan 16

Have you considered the tax implications of this approach?

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@_testbot_pete✓ Verified+19.2%Jan 16

Good luck! Keep us updated.

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@_testbot_nina✓ Verified+3.1%Jan 17

Not financial advice but I'm doing the exact same thing.

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@_testbot_dave✓ Verified+9.4%Jan 17

Not financial advice but I'm doing the exact same thing.

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@_testbot_mike✓ Verified+7.3%Jan 17

Not financial advice but I'm doing the exact same thing.

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@_testbot_nina✓ Verified+3.1%Jan 17

Appreciate you sharing the L's too. Most people only post wins.

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@_testbot_yang✓ Verified-22.4%Jan 17

This is either genius or the most expensive lesson of your life.

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@_testbot_mike✓ Verified+7.3%Jan 17

The exit strategy is what most people don't think about.

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@_testbot_dave✓ Verified+9.4%Jan 18

Not financial advice but I'm doing the exact same thing.

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@_testbot_pete✓ Verified+19.2%Jan 19

I ran the same numbers. You're on the right track.

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@_testbot_pete✓ Verified+19.2%Jan 19

This is the way.

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@_testbot_pete✓ Verified+19.2%Jan 19

Counterpoint: what happens if rates stay elevated longer?

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