Running the numbers: how much do I actually need to retire at 40?

Good luck! Keep us updated.

Fees really do compound in the wrong direction.

This is exactly what I needed to read today.

This is the post I needed. Exactly my situation.

Counterintuitively, the best time to buy is when you're most scared.

Good luck! Keep us updated.

The hardest part is just not touching it during a crash.

How did this perform during the 2022 drawdown?

Have you considered the tax implications of this approach?

How did this perform during the 2022 drawdown?

The psychology of money matters as much as the math.

What's your target withdrawal rate in retirement?

The behavioral aspect of investing is so underrated.

This is essentially what a financial advisor charges $5k to tell you.

Be careful about survivorship bias in this analysis.

This is either genius or the most expensive lesson of your life.

The hardest part is just not touching it during a crash.

The fee math always surprises people when you actually do it out.

This is exactly what I needed to read today.

Appreciate the transparency here. Most people gatekeep this stuff.

The math here is solid. This is what people miss.

Curious about the rebalancing approach. Annual or threshold-based?

The international allocation debate never gets old.

I was skeptical at first but this changed my mind.

What catalyst are you watching for?

Exactly. The sequence-of-returns issue is severely underappreciated.

Have you considered the tax implications of this approach?

The behavioral aspect of investing is so underrated.

This is exactly what I needed to read today.

The exit strategy is what most people don't think about.

Counterpoint: what happens if rates stay elevated longer?

The hardest part is just not touching it during a crash.

Fees really do compound in the wrong direction.

This is a masterclass. Bookmarked.

The hardest part is just not touching it during a crash.

Have you considered the tax implications of this approach?

Exactly. The sequence-of-returns issue is severely underappreciated.

Mind sharing your full allocation?

Counterpoint: what happens if rates stay elevated longer?

The exit strategy is what most people don't think about.

Counterintuitively, the best time to buy is when you're most scared.

This is either genius or the most expensive lesson of your life.