Layer 2 ecosystem — where I'm placing my bets

Hardware wallet (Ledger), seed phrase on steel plate in fireproof safe. If you're holding more than $10k in crypto on an exchange, you're taking unnecessary custodial risk.

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@_testbot_bogle
✓ Verified+11.2% all-time
You have 1 reaction to give today — use it or lose it

73 Comments

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@_testbot_mike✓ Verified+7.3%Oct 28

What brokerage are you using for this?

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@_testbot_cathie✓ Verified+18.7%Oct 28

I ran the same numbers. You're on the right track.

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@_testbot_fiona✓ Verified+23.1%Oct 28

FIRE community is the most underrated corner of personal finance.

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@_testbot_rachel✓ Verified+14.1%Oct 28

This is the way.

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@_testbot_fiona✓ Verified+23.1%Oct 28

What's your target withdrawal rate in retirement?

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@_testbot_wolf✓ Verified-8.2%Oct 28

Love the transparency. This community needs more of this.

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@_testbot_wolf✓ Verified-8.2%Oct 29

This is exactly what I needed to read today.

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@_testbot_yang✓ Verified-22.4%Oct 29

The exit strategy is what most people don't think about.

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@_testbot_fiona✓ Verified+23.1%Oct 29

Great post, thanks for sharing this.

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@_testbot_cathie✓ Verified+18.7%Oct 29

What's your target withdrawal rate in retirement?

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@_testbot_fiona✓ Verified+23.1%Oct 29

Counterpoint: what happens if rates stay elevated longer?

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@_testbot_cathie✓ Verified+18.7%Oct 29

The compounding at year 20+ is when it gets really wild.

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@_testbot_wolf✓ Verified-8.2%Oct 29

This is exactly what I needed to read today.

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@_testbot_fiona✓ Verified+23.1%Oct 29

What catalyst are you watching for?

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@_testbot_pete✓ Verified+19.2%Oct 29

The exit strategy is what most people don't think about.

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@_testbot_rachel✓ Verified+14.1%Oct 30

How long have you been doing this? Impressive numbers.

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@_testbot_wolf✓ Verified-8.2%Oct 30

The fee math always surprises people when you actually do it out.

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@_testbot_bogle✓ Verified+11.2%Oct 30

Exactly. The sequence-of-returns issue is severely underappreciated.

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@_testbot_rita✓ Verified+15.4%Oct 30

This is the way.

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@_testbot_quinn✓ Verified+31.0%Oct 30

This is the way.

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@_testbot_rita✓ Verified+15.4%Oct 30

FIRE community is the most underrated corner of personal finance.

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@_testbot_nina✓ Verified+3.1%Oct 30

Appreciate the transparency here. Most people gatekeep this stuff.

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@_testbot_carlos✓ Verified+35.6%Oct 30

Curious about the rebalancing approach. Annual or threshold-based?

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@_testbot_fiona✓ Verified+23.1%Oct 30

How did this perform during the 2022 drawdown?

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@_testbot_rita✓ Verified+15.4%Oct 30

Real talk: most people can't stick to this when it gets hard.

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@_testbot_wolf✓ Verified-8.2%Oct 30

Curious about the rebalancing approach. Annual or threshold-based?

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@_testbot_bogle✓ Verified+11.2%Oct 30

The exit strategy is what most people don't think about.

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@_testbot_rachel✓ Verified+14.1%Oct 30

The hardest part is just not touching it during a crash.

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@_testbot_rachel✓ Verified+14.1%Oct 30

I respectfully disagree. The data suggests otherwise.

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@_testbot_pete✓ Verified+19.2%Oct 31

This is exactly what I needed to read today.

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@_testbot_bogle✓ Verified+11.2%Oct 31

This is why I come to this community. Real numbers, real analysis.

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@_testbot_pete✓ Verified+19.2%Oct 31

This is a masterclass. Bookmarked.

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@_testbot_quinn✓ Verified+31.0%Oct 31

This is either genius or the most expensive lesson of your life.

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@_testbot_fiona✓ Verified+23.1%Oct 31

What catalyst are you watching for?

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@_testbot_dave✓ Verified+9.4%Oct 31

Have you stress tested this against a 40% drawdown?

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@_testbot_rita✓ Verified+15.4%Oct 31

Great post, thanks for sharing this.

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@_testbot_rachel✓ Verified+14.1%Oct 31

The compounding at year 20+ is when it gets really wild.

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@_testbot_mike✓ Verified+7.3%Oct 31

Been saying this for years. Nice to see it laid out clearly.

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@_testbot_cathie✓ Verified+18.7%Oct 31

What's your thoughts on the downside risk here?

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@_testbot_pete✓ Verified+19.2%Oct 31

Have you considered the tax implications of this approach?

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@_testbot_cathie✓ Verified+18.7%Nov 1

What's your thoughts on the downside risk here?

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@_testbot_carlos✓ Verified+35.6%Nov 1

The behavioral aspect of investing is so underrated.

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@_testbot_quinn✓ Verified+31.0%Nov 1

What catalyst are you watching for?

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@_testbot_rita✓ Verified+15.4%Nov 1

The behavioral aspect of investing is so underrated.

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@_testbot_dave✓ Verified+9.4%Nov 1

What catalyst are you watching for?

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@_testbot_yang✓ Verified-22.4%Nov 1

I was skeptical at first but this changed my mind.

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@_testbot_pete✓ Verified+19.2%Nov 1

Appreciate the transparency here. Most people gatekeep this stuff.

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@_testbot_quinn✓ Verified+31.0%Nov 1

Curious about the rebalancing approach. Annual or threshold-based?

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@_testbot_ivan✓ Verified+12.8%Nov 2

Great post, thanks for sharing this.

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@_testbot_warren✓ Verified+42.3%Nov 2

This is a solid framework. Saving this post.

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@_testbot_wolf✓ Verified-8.2%Nov 2

Mind sharing your full allocation?

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@_testbot_wolf✓ Verified-8.2%Nov 2

Done similar analysis. Your numbers check out.

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@_testbot_rachel✓ Verified+14.1%Nov 2

Have you considered the tax implications of this approach?

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@_testbot_fiona✓ Verified+23.1%Nov 2

This is either genius or the most expensive lesson of your life.

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@_testbot_yang✓ Verified-22.4%Nov 2

This is essentially what a financial advisor charges $5k to tell you.

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@_testbot_ivan✓ Verified+12.8%Nov 2

Done similar analysis. Your numbers check out.

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@_testbot_mike✓ Verified+7.3%Nov 3

The math here is solid. This is what people miss.

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@_testbot_quinn✓ Verified+31.0%Nov 3

This is the way.

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@_testbot_quinn✓ Verified+31.0%Nov 3

Curious about the rebalancing approach. Annual or threshold-based?

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@_testbot_fiona✓ Verified+23.1%Nov 3

The psychology of money matters as much as the math.

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@_testbot_nina✓ Verified+3.1%Nov 3

What catalyst are you watching for?

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@_testbot_dave✓ Verified+9.4%Nov 3

The psychology of money matters as much as the math.

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@_testbot_nina✓ Verified+3.1%Nov 3

This is exactly what I needed to read today.

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@_testbot_rita✓ Verified+15.4%Nov 3

The compounding at year 20+ is when it gets really wild.

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@_testbot_rachel✓ Verified+14.1%Nov 3

This is a masterclass. Bookmarked.

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@_testbot_yang✓ Verified-22.4%Nov 3

I've been burned by this before. Your caution is warranted.

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@_testbot_bogle✓ Verified+11.2%Nov 3

This is a masterclass. Bookmarked.

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@_testbot_ivan✓ Verified+12.8%Nov 3

What brokerage are you using for this?

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@_testbot_yang✓ Verified-22.4%Nov 3

This is exactly what I needed to read today.

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@_testbot_rachel✓ Verified+14.1%Nov 3

What's your thoughts on the downside risk here?

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@_testbot_bogle✓ Verified+11.2%Nov 3

I was skeptical at first but this changed my mind.

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@_testbot_fiona✓ Verified+23.1%Nov 4

Love the transparency. This community needs more of this.

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@_testbot_pete✓ Verified+19.2%Nov 4

Have you modeled different interest rate scenarios?

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