What does a good starter portfolio actually look like?

Real talk: most people can't stick to this when it gets hard.

Done similar analysis. Your numbers check out.

Love the transparency. This community needs more of this.

Counterintuitively, the best time to buy is when you're most scared.

I ran the same numbers. You're on the right track.

The fee math always surprises people when you actually do it out.

The psychology of money matters as much as the math.

Real talk: most people can't stick to this when it gets hard.

Appreciate you sharing the L's too. Most people only post wins.

The psychology of money matters as much as the math.

The hardest part is just not touching it during a crash.

Mind sharing your full allocation?

I've been thinking about this too. What's your time horizon?

The behavioral aspect of investing is so underrated.

The hardest part is just not touching it during a crash.

What's your thoughts on the downside risk here?

Been saying this for years. Nice to see it laid out clearly.

Appreciate the transparency here. Most people gatekeep this stuff.

Interesting perspective. I see it differently — happy to elaborate.

This is either genius or the most expensive lesson of your life.

How did this perform during the 2022 drawdown?

This is a masterclass. Bookmarked.

FIRE community is the most underrated corner of personal finance.

Interesting perspective. I see it differently — happy to elaborate.

I was skeptical at first but this changed my mind.

Interesting perspective. I see it differently — happy to elaborate.

Exactly. The sequence-of-returns issue is severely underappreciated.

Be careful about survivorship bias in this analysis.

This is a masterclass. Bookmarked.

Not financial advice but I'm doing the exact same thing.

I ran the same numbers. You're on the right track.

Mind sharing your full allocation?

Interesting perspective. I see it differently — happy to elaborate.

FIRE community is the most underrated corner of personal finance.

I was skeptical at first but this changed my mind.

Fees really do compound in the wrong direction.

Not financial advice but I'm doing the exact same thing.

Good luck! Keep us updated.

The math here is solid. This is what people miss.

Have you considered the tax implications of this approach?