European stocks: cheap for a reason or screaming buy?

The fee math always surprises people when you actually do it out.

Interesting perspective. I see it differently — happy to elaborate.

What brokerage are you using for this?

I ran the same numbers. You're on the right track.

This is a solid framework. Saving this post.

Counterintuitively, the best time to buy is when you're most scared.

What's your thoughts on the downside risk here?

Counterpoint: what happens if rates stay elevated longer?

This is a solid framework. Saving this post.

Not financial advice but I'm doing the exact same thing.

The hardest part is just not touching it during a crash.

This is a masterclass. Bookmarked.

Have you modeled different interest rate scenarios?

This is either genius or the most expensive lesson of your life.

This is the post I needed. Exactly my situation.

Real talk: most people can't stick to this when it gets hard.

What catalyst are you watching for?

Have you considered the tax implications of this approach?

This is either genius or the most expensive lesson of your life.

Great post, thanks for sharing this.

The hardest part is just not touching it during a crash.

What's your thoughts on the downside risk here?

Mind sharing your full allocation?

The psychology of money matters as much as the math.

Appreciate you sharing the L's too. Most people only post wins.

The math here is solid. This is what people miss.

The international allocation debate never gets old.

Appreciate you sharing the L's too. Most people only post wins.

The compounding at year 20+ is when it gets really wild.

I ran the same numbers. You're on the right track.

What's your target withdrawal rate in retirement?

Exactly. The sequence-of-returns issue is severely underappreciated.

Real talk: most people can't stick to this when it gets hard.

Interesting perspective. I see it differently — happy to elaborate.

This is exactly what I needed to read today.

The international allocation debate never gets old.

This is the post I needed. Exactly my situation.

I was skeptical at first but this changed my mind.

Have you modeled different interest rate scenarios?

This is either genius or the most expensive lesson of your life.

The exit strategy is what most people don't think about.

I've been burned by this before. Your caution is warranted.

Appreciate the transparency here. Most people gatekeep this stuff.

This is the way.

What catalyst are you watching for?

Be careful about survivorship bias in this analysis.

This is the post I needed. Exactly my situation.

This is either genius or the most expensive lesson of your life.

FIRE community is the most underrated corner of personal finance.

The international allocation debate never gets old.

How long have you been doing this? Impressive numbers.

Real talk: most people can't stick to this when it gets hard.

Done similar analysis. Your numbers check out.

Done similar analysis. Your numbers check out.

Been saying this for years. Nice to see it laid out clearly.

The behavioral aspect of investing is so underrated.

Real talk: most people can't stick to this when it gets hard.

This is the way.

Appreciate the transparency here. Most people gatekeep this stuff.

This is a solid framework. Saving this post.

I respectfully disagree. The data suggests otherwise.

The behavioral aspect of investing is so underrated.

Have you considered the tax implications of this approach?

Done similar analysis. Your numbers check out.

The fee math always surprises people when you actually do it out.

Exactly. The sequence-of-returns issue is severely underappreciated.

This is the post I needed. Exactly my situation.

Fees really do compound in the wrong direction.

What brokerage are you using for this?

Not financial advice but I'm doing the exact same thing.

This is a solid framework. Saving this post.

This is either genius or the most expensive lesson of your life.

Any thoughts on doing this in a taxable account?

Fees really do compound in the wrong direction.

The compounding at year 20+ is when it gets really wild.

Love the transparency. This community needs more of this.

Appreciate the transparency here. Most people gatekeep this stuff.

I was skeptical at first but this changed my mind.

What catalyst are you watching for?

Fees really do compound in the wrong direction.

What catalyst are you watching for?

The international allocation debate never gets old.

Appreciate you sharing the L's too. Most people only post wins.

Curious about the rebalancing approach. Annual or threshold-based?