VEA vs VXUS — how I split developed/emerging exposure
European valuations: P/E of 14x vs S&P at 22x. Yes Europe has structural issues. But an 8x multiple gap is a lot of buffer for things to go wrong.
56 Comments
I respectfully disagree. The data suggests otherwise.
This is essentially what a financial advisor charges $5k to tell you.
This is either genius or the most expensive lesson of your life.
I've been burned by this before. Your caution is warranted.
Have you modeled different interest rate scenarios?
Any thoughts on doing this in a taxable account?
This is why I come to this community. Real numbers, real analysis.
I respectfully disagree. The data suggests otherwise.
What brokerage are you using for this?
Appreciate you sharing the L's too. Most people only post wins.
This is either genius or the most expensive lesson of your life.
I've been thinking about this too. What's your time horizon?
The fee math always surprises people when you actually do it out.
FIRE community is the most underrated corner of personal finance.
Mind sharing your full allocation?
Curious about the rebalancing approach. Annual or threshold-based?
Any thoughts on doing this in a taxable account?
I ran the same numbers. You're on the right track.
This is exactly what I needed to read today.
Real talk: most people can't stick to this when it gets hard.
What brokerage are you using for this?
Real talk: most people can't stick to this when it gets hard.
I ran the same numbers. You're on the right track.
The compounding at year 20+ is when it gets really wild.
I've been burned by this before. Your caution is warranted.
What brokerage are you using for this?
Real talk: most people can't stick to this when it gets hard.
How did this perform during the 2022 drawdown?
Have you considered the tax implications of this approach?
The math here is solid. This is what people miss.
This is either genius or the most expensive lesson of your life.
This is a solid framework. Saving this post.
Appreciate you sharing the L's too. Most people only post wins.
This is why I come to this community. Real numbers, real analysis.
Curious about the rebalancing approach. Annual or threshold-based?
Been saying this for years. Nice to see it laid out clearly.
The compounding at year 20+ is when it gets really wild.
Appreciate the transparency here. Most people gatekeep this stuff.
The hardest part is just not touching it during a crash.
This is why I come to this community. Real numbers, real analysis.
How did this perform during the 2022 drawdown?
Been saying this for years. Nice to see it laid out clearly.
I respectfully disagree. The data suggests otherwise.
This is the post I needed. Exactly my situation.
The psychology of money matters as much as the math.
The fee math always surprises people when you actually do it out.
Have you considered the tax implications of this approach?
How did this perform during the 2022 drawdown?
I ran the same numbers. You're on the right track.
Any thoughts on doing this in a taxable account?
What catalyst are you watching for?
This is either genius or the most expensive lesson of your life.
Have you modeled different interest rate scenarios?
Curious about the rebalancing approach. Annual or threshold-based?
How long have you been doing this? Impressive numbers.
Done similar analysis. Your numbers check out.
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