Just switched from actively managed funds to index funds

Have you stress tested this against a 40% drawdown?

The fee math always surprises people when you actually do it out.

This is either genius or the most expensive lesson of your life.

I've been thinking about this too. What's your time horizon?

The exit strategy is what most people don't think about.

The behavioral aspect of investing is so underrated.

Curious about the rebalancing approach. Annual or threshold-based?

Good luck! Keep us updated.

Mind sharing your full allocation?

Done similar analysis. Your numbers check out.

Be careful about survivorship bias in this analysis.

What's your thoughts on the downside risk here?

FIRE community is the most underrated corner of personal finance.

Fees really do compound in the wrong direction.

Have you stress tested this against a 40% drawdown?

Have you modeled different interest rate scenarios?

The behavioral aspect of investing is so underrated.

The psychology of money matters as much as the math.

This is the post I needed. Exactly my situation.

Appreciate you sharing the L's too. Most people only post wins.

Interesting perspective. I see it differently — happy to elaborate.

I ran the same numbers. You're on the right track.

Great post, thanks for sharing this.

This is a solid framework. Saving this post.