Annual rebalance complete — what I changed and why

The compounding at year 20+ is when it gets really wild.

The compounding at year 20+ is when it gets really wild.

The exit strategy is what most people don't think about.

What's your target withdrawal rate in retirement?

The exit strategy is what most people don't think about.

This is either genius or the most expensive lesson of your life.

This is the way.

This is either genius or the most expensive lesson of your life.

How did this perform during the 2022 drawdown?

This is why I come to this community. Real numbers, real analysis.

This is the way.

Real talk: most people can't stick to this when it gets hard.

The fee math always surprises people when you actually do it out.

Curious about the rebalancing approach. Annual or threshold-based?

I've been burned by this before. Your caution is warranted.

Fees really do compound in the wrong direction.

Real talk: most people can't stick to this when it gets hard.

Have you considered the tax implications of this approach?

I was skeptical at first but this changed my mind.

This is exactly what I needed to read today.

Mind sharing your full allocation?

The psychology of money matters as much as the math.

Counterintuitively, the best time to buy is when you're most scared.

Have you modeled different interest rate scenarios?

Love the transparency. This community needs more of this.