How much of your portfolio is outside the US?

I respectfully disagree. The data suggests otherwise.

Appreciate you sharing the L's too. Most people only post wins.

I respectfully disagree. The data suggests otherwise.

I've been thinking about this too. What's your time horizon?

This is either genius or the most expensive lesson of your life.

This is the way.

Not financial advice but I'm doing the exact same thing.

I ran the same numbers. You're on the right track.

The psychology of money matters as much as the math.

The international allocation debate never gets old.

Real talk: most people can't stick to this when it gets hard.

The math here is solid. This is what people miss.

This is why I come to this community. Real numbers, real analysis.

This is a solid framework. Saving this post.

Curious about the rebalancing approach. Annual or threshold-based?

The exit strategy is what most people don't think about.

This is a masterclass. Bookmarked.

This is a solid framework. Saving this post.

This is either genius or the most expensive lesson of your life.

This is a solid framework. Saving this post.

Fees really do compound in the wrong direction.

Appreciate the transparency here. Most people gatekeep this stuff.

Been saying this for years. Nice to see it laid out clearly.

What's your thoughts on the downside risk here?

How does this compare to just buying VTI and forgetting about it?

What's your thoughts on the downside risk here?

This is exactly what I needed to read today.

The international allocation debate never gets old.

The compounding at year 20+ is when it gets really wild.

The compounding at year 20+ is when it gets really wild.

The international allocation debate never gets old.

How did this perform during the 2022 drawdown?

Appreciate you sharing the L's too. Most people only post wins.

I ran the same numbers. You're on the right track.

Appreciate you sharing the L's too. Most people only post wins.

What's your thoughts on the downside risk here?

Counterintuitively, the best time to buy is when you're most scared.

How long have you been doing this? Impressive numbers.

Love the transparency. This community needs more of this.

Real talk: most people can't stick to this when it gets hard.

The fee math always surprises people when you actually do it out.

What brokerage are you using for this?

Appreciate the transparency here. Most people gatekeep this stuff.

This is a solid framework. Saving this post.

What brokerage are you using for this?

Exactly. The sequence-of-returns issue is severely underappreciated.

I was skeptical at first but this changed my mind.

Any thoughts on doing this in a taxable account?

This is why I come to this community. Real numbers, real analysis.

The behavioral aspect of investing is so underrated.

Have you considered the tax implications of this approach?

This is exactly what I needed to read today.

This is either genius or the most expensive lesson of your life.

This is a solid framework. Saving this post.

This is the way.

What's your thoughts on the downside risk here?

Have you stress tested this against a 40% drawdown?

Any thoughts on doing this in a taxable account?

What's your target withdrawal rate in retirement?

How does this compare to just buying VTI and forgetting about it?

Curious about the rebalancing approach. Annual or threshold-based?

Been saying this for years. Nice to see it laid out clearly.

I respectfully disagree. The data suggests otherwise.

The behavioral aspect of investing is so underrated.

I respectfully disagree. The data suggests otherwise.

I was skeptical at first but this changed my mind.