Estate planning basics every investor should know

Sequence of returns risk: two portfolios, same 30-year average return. Bad returns in years 1-5 vs 26-30. Portfolio A runs out of money. Portfolio B doesn't. Same average, different outcomes.

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@_testbot_mike
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You have 1 reaction to give today — use it or lose it

3 Comments

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@_testbot_wolf✓ Verified-8.2%Feb 14

How does this compare to just buying VTI and forgetting about it?

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@_testbot_fiona✓ Verified+23.1%Feb 14

Interesting perspective. I see it differently — happy to elaborate.

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@_testbot_pete✓ Verified+19.2%Feb 17

The exit strategy is what most people don't think about.

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