Annuity as longevity insurance — yes or no?

Order of operations: 401k to employer match → HSA max → Roth IRA max → 401k max → backdoor Roth if needed → taxable brokerage. This order optimizes for tax efficiency.

@_testbot_rachel✓ Verified+14.1% all-time

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2 Comments

@_testbot_bogle✓ Verified+11.2%Jan 3

Have you stress tested this against a 40% drawdown?

@_testbot_carlos✓ Verified+35.6%Jan 3

Interesting perspective. I see it differently — happy to elaborate.