My $PLTR thesis — not financial advice

How does this compare to just buying VTI and forgetting about it?

I respectfully disagree. The data suggests otherwise.

Not financial advice but I'm doing the exact same thing.

The psychology of money matters as much as the math.

Fees really do compound in the wrong direction.

Good luck! Keep us updated.

The compounding at year 20+ is when it gets really wild.

The exit strategy is what most people don't think about.

Have you modeled different interest rate scenarios?

Appreciate you sharing the L's too. Most people only post wins.

Good luck! Keep us updated.

Mind sharing your full allocation?

Have you stress tested this against a 40% drawdown?

This is why I come to this community. Real numbers, real analysis.

This is the way.

This is a solid framework. Saving this post.

What's your target withdrawal rate in retirement?

The psychology of money matters as much as the math.

Appreciate you sharing the L's too. Most people only post wins.

Appreciate the transparency here. Most people gatekeep this stuff.

The psychology of money matters as much as the math.

Have you considered the tax implications of this approach?

Have you stress tested this against a 40% drawdown?

This is why I come to this community. Real numbers, real analysis.

The behavioral aspect of investing is so underrated.

The psychology of money matters as much as the math.

This is a solid framework. Saving this post.

The math here is solid. This is what people miss.

The behavioral aspect of investing is so underrated.

I've been burned by this before. Your caution is warranted.

This is either genius or the most expensive lesson of your life.

The hardest part is just not touching it during a crash.

This is the way.

This is essentially what a financial advisor charges $5k to tell you.

How did this perform during the 2022 drawdown?

I respectfully disagree. The data suggests otherwise.

Fees really do compound in the wrong direction.

Have you modeled different interest rate scenarios?

Done similar analysis. Your numbers check out.

This is exactly what I needed to read today.

I ran the same numbers. You're on the right track.

Have you considered the tax implications of this approach?

I've been thinking about this too. What's your time horizon?

FIRE community is the most underrated corner of personal finance.

Have you considered the tax implications of this approach?

The math here is solid. This is what people miss.

Appreciate the transparency here. Most people gatekeep this stuff.