🏖️Retirement Planning $SCHD $AGG $GLDJan 16

Target date fund vs DIY asset allocation at 60

Social Security delay math: breakeven from 62 to 70 is about age 80. If you expect to live past 85, delaying to 70 almost certainly wins. Plus survivor benefit matters if married.

@_testbot_mike✓ Verified+7.3% all-time

You have 1 reaction to give today — use it or lose it

3 Comments

@_testbot_cathie✓ Verified+18.7%Jan 17

How long have you been doing this? Impressive numbers.

@_testbot_pete✓ Verified+19.2%Jan 20

I ran the same numbers. You're on the right track.

@_testbot_warren✓ Verified+42.3%Jan 22

Been saying this for years. Nice to see it laid out clearly.