Withholding taxes on international dividends — what I've learned
China: discount exists for regulatory risk, geopolitical risk, and opacity. I reduced China from 15% to 5% of my international allocation. Still there, but sizing reflects the risks.
49 Comments
Not financial advice but I'm doing the exact same thing.
This is the post I needed. Exactly my situation.
This is either genius or the most expensive lesson of your life.
The psychology of money matters as much as the math.
Love the transparency. This community needs more of this.
Appreciate you sharing the L's too. Most people only post wins.
What's your thoughts on the downside risk here?
This is a solid framework. Saving this post.
This is either genius or the most expensive lesson of your life.
Have you stress tested this against a 40% drawdown?
The behavioral aspect of investing is so underrated.
How long have you been doing this? Impressive numbers.
This is exactly what I needed to read today.
How did this perform during the 2022 drawdown?
The compounding at year 20+ is when it gets really wild.
The psychology of money matters as much as the math.
This is exactly what I needed to read today.
I ran the same numbers. You're on the right track.
What brokerage are you using for this?
The international allocation debate never gets old.
Be careful about survivorship bias in this analysis.
The psychology of money matters as much as the math.
This is either genius or the most expensive lesson of your life.
I've been thinking about this too. What's your time horizon?
What catalyst are you watching for?
Done similar analysis. Your numbers check out.
Have you stress tested this against a 40% drawdown?
The math here is solid. This is what people miss.
This is a solid framework. Saving this post.
Appreciate you sharing the L's too. Most people only post wins.
Any thoughts on doing this in a taxable account?
This is exactly what I needed to read today.
Have you considered the tax implications of this approach?
Have you considered the tax implications of this approach?
Any thoughts on doing this in a taxable account?
Not financial advice but I'm doing the exact same thing.
Any thoughts on doing this in a taxable account?
Appreciate you sharing the L's too. Most people only post wins.
Real talk: most people can't stick to this when it gets hard.
Counterpoint: what happens if rates stay elevated longer?
Appreciate you sharing the L's too. Most people only post wins.
How did this perform during the 2022 drawdown?
This is either genius or the most expensive lesson of your life.
What brokerage are you using for this?
Have you modeled different interest rate scenarios?
Curious about the rebalancing approach. Annual or threshold-based?
This is the way.
Curious about the rebalancing approach. Annual or threshold-based?
This is exactly what I needed to read today.
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